2027 Early Careers: Analyst, Underwriting – Structured Credit (Political Risk)– United States, New York, NY

AIG is reimagining the way we help customers manage risk. Join us as an Analyst in the Underwriting – Political Risk department to play your part in that transformation with opportunities to learn and grow your skills and experience as a valued member of the team. 

About Us 

At AIG, helping organizations and people discover new potential is our purpose. As a global risk leader, we do this for our clients every day. Through our deep expertise in their industries and our innovative solutions that help them smartly manage risk, we enable their growth in ways they never thought possible. 

But we also do the same thing for our colleagues, because we know our people are our greatest strength – the source of every insight, every idea and every innovation. When we're working as one team to do what's right for our colleagues and our communities, we can achieve excellence together. We encourage colleagues to give back to the causes they care most about, supporting these efforts through our Volunteer Time Off and Matching Grants Programs. 

Make your Mark  

AIG’s Structured Credit business within the Political Risk Group provides innovative credit insurance solutions supporting financial institutions, investors, and corporate clients globally. The team underwrites transactions across Structured Credit, Project Finance, Asset Finance, Corporate Credit, and Portfolio Solutions. Working alongside experienced underwriters and credit professionals, analysts help evaluate financing transactions supporting corporations, infrastructure, energy transition, transportation, data centers, industrial projects, and other strategic investments.

How you will make an Impact  

When you join AIG, you will be part of a connected cohort community of early career talent participating in a program that equips you with learning experiences and skills needed to launch your career. From day one, you will develop your knowledge and understanding of AIG and the insurance industry and learn new skills through meaningful on-the-job experiences and instructor-led masterclasses. Through exposure to senior leaders, mentoring circles, networking and volunteering, you will build connections with colleagues across the organization. Collectively, these different experiences are designed to enable you to make an impact and build a rewarding and successful career.   

Responsibilities  

• Support the evaluation and underwriting of structured credit and project finance transactions across multiple sectors.      
• Review financial statements, credit materials, due diligence reports, and financing documentation.    
• Assist in preparing internal credit analyses, risk assessments, and underwriting recommendations.   
• Develop and maintain financial models to evaluate cash flows, debt service capacity, and credit performance.   
• Analyze corporate, infrastructure, project finance, asset finance, and portfolio risk transactions.     
• Assess transaction structures, security packages, contractual arrangements, and key risk mitigants.
• Monitor portfolio performance and emerging credit risks.     
• Build relationships with brokers, banks, financial institutions, sponsors, and investors.
• Collaborate with Legal, Finance, Actuarial, Claims, Operations, and Enterprise Risk Management teams.

Minimum Qualifications  

Our Early Careers programs are designed for students and recent graduates who are beginning their professional careers, generally within one year of completing their degree.

Education Requirements 

• Bachelor’s or Master’s degree to be received no later than June 2027 (unofficial transcript required upon application). 

Program Requirements 

• Available to start the Program on July 26, 2027. 

• Analyst positions are in-person opportunities, requiring employees to work in the office at least four days per week. 

Core Qualifications 

• Strong written and verbal communication skills, with the ability to communicate effectively in a professional environment. 

• Demonstrated analytical, problem-solving, and organizational skills, with strong attention to detail. 

• Ability to collaborate effectively, manage multiple priorities, and adapt in a fast-paced, team-oriented environment. 

Preferred Qualifications  

• Finance, Accounting, Economics, Risk Management & Insurance, Mathematics, Engineering, Business, or related field.

• Interest in corporate finance, project finance, credit analysis, structured finance, infrastructure, or capital markets.
• Familiarity with financial statement analysis and cash flow modeling.
• Interest in commercial insurance, banking, infrastructure finance, energy transition, or private credit markets.

What You Will Learn

·       Structured Credit and Project Finance underwriting

·       Financial statement and cash flow analysis

·       Credit risk assessment and portfolio management

·       Infrastructure and energy transition finance

·       Transaction structuring and documentation

·       Commercial insurance products and risk transfer solutions

·       Broker and lender relationship management

Applications will be accepted through October 31, 2026, at 11:59 p.m. ET. Applications are reviewed on a rolling basis, and we encourage candidates to apply early. We reserve the right to close this posting prior to the application deadline based on application volume.

For applicants in Colorado, Jersey City, and New York City the pay range for this position is $72,975 - $83,400. 

At AIG, we value in-person collaboration as a vital part of our culture, which is why we ask our team members to be primarily in the office. This approach helps us work together effectively and create a supportive, connected environment for our team and clients alike.

Enjoy benefits that take care of what matters

At AIG, our people are our greatest asset. We know how important it is to protect and invest in what’s most important to you. That is why we created our Total Rewards Program, a comprehensive benefits package that extends beyond time spent at work to offer benefits focused on your health, wellbeing and financial security—as well as your professional development—to bring peace of mind to you and your family.

Reimagining insurance to make a bigger difference to the world

American International Group, Inc. (AIG) is a global leader in commercial and personal insurance solutions; we are one of the world’s most far-reaching property casualty networks. It is an exciting time to join us — across our operations, we are thinking in new and innovative ways to deliver ever-better solutions to our customers. At AIG, you can go further to support individuals, businesses, and communities, helping them to manage risk, respond to times of uncertainty and discover new potential. We invest in our largest asset, our people, through continuous learning and development, in a culture that celebrates everyone for who they are and what they want to become.

Welcome to a culture of inclusion

We’re committed to creating a culture that truly respects and celebrates each other’s talents, backgrounds, cultures, opinions and goals. We foster a culture of inclusion and belonging through learning, cultural awareness activities and Employee Resource Groups (ERGs). With global chapters, ERGs are a cornerstone for our culture of inclusion. The talent of our people is one of AIG’s greatest assets, and we are honored that our drive for positive change has been recognized by numerous recent awards and accreditations.

AIG provides equal opportunity to all qualified individuals regardless of race, color, religion, age, gender, gender expression, national origin, veteran status, disability or any other legally protected categories.

AIG is committed to working with and providing reasonable accommodations to job applicants and employees with disabilities.  If you believe you need a reasonable accommodation, please send an email to candidatecare@aig.com.