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Luxembourg, Lëtzebuerg
Hybrid
Launched in 2023, INFINIT is a fast-growing fintech scale-up operating in multiple countries across Europe and Americas.
At INFINIT we are on a mission to reshape the future of SMEs. Our all-in-one operating system has banking at its core, and empowers small business owners and their teams to seamlessly manage and optimize every aspect of their business. By focussing on specific industries, INFINIT delivers tailored, high-value solutions, while building innovative AI products to further unlock significant growth opportunities for our customers. INFINIT operates globally, with ambitions to further expand its footprint to redefine the fintech landscape for SMEs worldwide.
Join us on the INFINIT journey as we revolutionise the SME economy and drive meaningful impact through innovation 🚀
INFINIT is building an all-in-one operating system for SMEs, with banking at its core, starting with car dealerships and similar businesses. As Chief Executive Officer you will lead our regulated payment institution in Luxembourg and own its control environment: internal control, compliance, risk and legal, along with our relationships with regulators and government. You will answer to the Board of Directors for how the institution is run.
You will be a named Authorised Manager (dirigeant agréé) of our regulated payment institution in Luxembourg, approved by the CSSF. Together with the CFO, you will form the institution's authorised management under the "four eyes" principle, jointly responsible for its sound and prudent management. This is a rare chance to lead a young fintech as it scales across Europe and the Americas, with a leadership team still being built around you.
You will act as an Authorised Manager (dirigeant agréé) approved by the CSSF, jointly with the CFO under the "four eyes" principle, ensuring the institution is soundly and prudently managed and directed from Luxembourg.
You will own the internal control framework and make sure it is effective, documented and tested as the business scales.
You will oversee the compliance and AML/CFT framework, and make sure the function is properly resourced and independent.
You will own the institution's risk management framework and risk appetite, and report on them to the Board.
You will lead legal affairs, including contracts, corporate matters and the management of external counsel.
You will own our relationships with the CSSF and other regulators, being an open and trusted counterpart and making sure findings and remediation actions are closed on time.
You will own our relationships with government and public bodies.
You will be accountable for privacy and data protection, including GDPR compliance.
You will lead internal and external communication, and protect the institution's reputation with regulators, partners and the public.
You will build and lead the people function, including recruitment, organisation and culture across a senior team spanning our international hubs.
You will own customer support, making sure customers are treated fairly and that complaints are handled and resolved properly.
Minimum 12 years of experience in financial services, including at least 5 years in senior executive or management body roles at a regulated payment institution, e-money institution, bank or regulated fintech.
A proven record of senior leadership in a regulated financial institution, with full accountability for a control environment covering compliance, risk and legal.
The good repute, professional experience and personal standing required for CSSF approval as an Authorised Manager (dirigeant agréé), and willingness to complete its vetting process.
Direct experience of dealing with financial regulators, ideally the CSSF. Experience of licence applications or regulatory remediation is a strong plus.
Strong understanding of the Luxembourg and European framework for payment institutions: Law of 10 November 2009 (PSD2), AML/CFT requirements, PSD2/PSD3, EBA Guidelines on Internal Governance, DORA and GDPR.
Practical experience of internal control, risk management and AML/CFT frameworks in a payment institution, e-money institution, bank or regulated fintech.
Experience building and leading teams, including people and customer support functions, in a fast-changing, international scale-up.
The ability to work as one half of a "four eyes" authorised management, sharing accountability and decisions with a finance-focused counterpart.
Excellent communication skills and the credibility to engage with the Board, regulators, government bodies and partners.
Based in Luxembourg, or able to commute to our Luxembourg office.
Fluent English required
Competitive Salary and Equity: We offer highly competitive salaries and a stake in our success with share options because we're building this together.
Diverse and Inclusive Team: Join a dynamic and international team in excess of 8 nationalities. You'll have the chance to work with experienced professionals from around the world, fostering a rich learning environment.
Inspiring Mission: We are dedicated to revolutionizing business financing and making a positive impact on the European economy. Your work at INFINIT will have a lasting effect on businesses and communities.
Flexible Benefits: Access Flexible Retribution benefits
Health and Well-being: Your health matters to us. You will have access to top-quality Medical & Mental Health Insurance as well as your birthday off.
Quality Time Together: We foster a sense of community with annual gatherings and bi-weekly office team gatherings. You're more than welcome to join us for quality time.
Flexibility and Ownership: We trust our team and we are goal-oriented. Enjoy the flexibility of hybrid working 3 days a week in our Luxembourg office and the rest from home.
