Memphis, TN
Job Description:
Key Responsibilities
Cash & Liquidity Management
- Oversee daily, weekly, and long-range cash forecasting and liquidity planning
- Optimize cash positioning across operating and corporate accounts
- Ensure adequate liquidity for operations, capital expenditures, and debt obligations
- Oversee and administer payment releases and payment controls
Banking & Financial Relationships
- Manage relationships with banking partners, cash-in-transit vendors, and payment processors
- Lead negotiation of banking services, fees, and credit facilities
- Oversee account opening/closing as needed, signatory management, and treasury controls
Treasury Operations
- Establish and maintain treasury policies, including cash handling, safes, and deposit controls
- Monitor ACH, wire activity, and payment approvals
- Establish and maintain credit card merchant services
- Ensure timely reconciliation coordination with accounting teams
Capital Structure & Financing
- Support debt management/reporting, refinancing, and capital planning
- Assist with financial modeling related to funding strategies and growth initiatives
Risk & Controls
- Implement fraud prevention controls around cash, payments, and merchant transactions
- Partner with Risk Management on insurance, operational, and financial exposure areas
- Oversee monitoring of store deposit variances, armored car exceptions, and store compliance with cash procedures
- Ensure compliance with internal controls and audit requirements
Systems & Process Optimization
- Lead treasury technology enhancements (TMS, ERP integrations, banking portals)
- Drive automation in cash forecasting, reporting, and reconciliations
Team Leadership
- Lead and develop treasury staff (analysts and cash specialists)
- Establish KPIs and performance expectations aligned with organizational goals
Qualifications
Required
- Bachelor’s degree in Finance, Accounting, or related field
- 8–12+ years of progressive treasury/finance experience
- Experience managing multi-location cash environments (retail/QSR preferred)
- Strong knowledge of banking systems, treasury operations, and cash forecasting
Preferred
- Demonstrated experience leading teams, building processes, and implementing treasury technology or automation
- Experience with establishing internal controls, providing audit support, and fraud prevention
- Experience managing bank relationships, debt facilities, and lender reporting requirements.
- Experience with ERP systems (e.g., Intacct, R365) and treasury management systems
- Certified Treasury Professional (CTP) designation
Recommended Software & Systems Experience
- Treasury Management Systems such as Kyriba, GTreasury, FIS Treasury and Risk Manager, Treasury Prime, or similar platforms for cash visibility, forecasting, payments, bank connectivity, and risk controls
- ERP and accounting platforms such as Sage Intacct, Restaurant365, Oracle NetSuite, SAP, or equivalent multi-entity financial systems
- Banking portals, merchant processor platforms, ACH/wire systems, cash-in-transit reporting tools, and positive pay/fraud prevention applications
- Advanced Microsoft Excel and financial reporting tools; experience with Power BI, data visualization, or automated reporting preferred
Key Competencies
- Strategic thinking and financial acumen
- Strong control mindset with attention to detail
- Leadership and cross-functional collaboration
- Data-driven decision-making
Success Metrics (KPIs)
- Forecast accuracy (cash flow)
- Bank fee optimization and cost savings
- Reduction in cash variances and losses
- Timeliness of cash reporting and reconciliations
- Audit and compliance outcomes
Reporting Structure
This position reports to the Controller and partners closely with Accounting, Operations, Risk Management, and the Executive Leadership team. The position will be located in our corporate office at 1 Dr. ML King Jr. Ave., Ste. 130 Memphis, TN, 38103.
