Greater London, England, United Kingdom
Onsite
Job title: Financial Analysis Technical Specialist - Payment Systems Supervision
Department: PSR - Payment Systems Market Interventions (PSMI)
Salary: National (Edinburgh and Leeds) ranging from £74,900 to £90,000 and London from £82,300 to £100,000 (salary offered will be based on skills and experience)
This role is graded as: Technical Specialist – Regulatory
Your external recruitment contact is Raimonda via raimonda.stankute@fca.org.uk
Your internal recruitment contact is Katie via Katie.Ayling@fca.org.uk
Applications must be submitted through our online portal. Applications sent via social media or email will not be accepted.
About the PSR and team
Every time anyone uses a cash machine, transfers money, uses contactless, or gets paid, they use a payment system. Payment systems are always evolving and the PSR is here to make sure they work well for everyone. Follow this link to find out more About The PSR.
The PSR is an independent economic regulator led by interim Managing Director, David Geale – who is also FCA Executive Director, Payments and Digital Finance. Operationally the PSR is currently an independent subsidiary of the Financial Conduct Authority (FCA), however in March 2025 the Prime Minister announced that the PSR would be consolidated into the FCA, a pragmatic next step in simplifying regulation of payments. This transition will likely take some time and will follow a Government consultation, although the Government has already been clear that payment systems must continue to be effectively regulated. For the time being, therefore, the PSR continues to focus on delivering its important and impactful programme of work, collaborating closely with the FCA.
The Payment Systems Market Interventions Division (PSMI) you are applying to join will ultimately move into the FCA when the new legislation takes effect. Candidates should be aware, therefore, that there may be changes to their responsibilities as consolidation into the FCA progresses.
The PSMI Division ensures compliance with regulatory requirements and promotes better outcomes for payment system users by addressing poor practice and emerging risks.
We are seeking a Technical Specialist to join our Supervision team. The role provides financial and analytical expertise to support the effective supervision of payment systems and participants, contributing to the PSR’s work as an economic regulator.
Role responsibilities
Providing financial and analytical insight to support supervision of payment system operators and participants, including assessment of business models, cost structures, revenues, investment incentives and financial sustainability
Analysing firm-level and system-level financial information to support supervisory casework, thematic reviews and risk assessments
Supporting supervisors to understand how firms’ financial positions, strategies and incentives may impact competition, innovation, resilience and consumer outcomes
Contributing specialist input to supervisory engagement with firms, including preparation for meetings, review of submissions and challenge of firms’ financial analysis
Helping to develop and improve the Supervision team’s analytical tools, frameworks and approaches, including use of financial data and management information
Supporting the Manager of Supervision with development and delivery of the overall supervision strategy, including identification of emerging risks and areas of focus
Playing a leadership role within the Supervision team and wider department, providing coaching, guidance and informal mentoring to colleagues, supporting development, consistency and collaboration
Acting as a role model for PSR values and behaviours
Skills required
Minimum:
Demonstrable experience in financial analysis, financial modelling or assessment of firm economics, gained in a regulator, consultancy, financial services firm, or similar environment
Experience of analysing complex financial information and translating it into clear, well-reasoned insights for non-specialist audiences
Essential:
A solid understanding of how firms operate from a financial and economic perspective
Ability to apply financial analysis in a supervisory context, supporting proportionate and evidence-based decision-making
Clear written and verbal communication skills, with the ability to explain complex financial concepts clearly and persuasively
Sound judgement and attention to detail when working with sensitive or high-profile information
Ability to work collaboratively across disciplines, including with supervisors, economists and lawyers
Good organisational skills, with the ability to manage competing priorities and deliver high-quality analysis to deadlines
Benefits
28 days annual leave plus bank holidays
Non-contributory pension (8–12% depending on age) and life assurance at eight times your salary
Private healthcare with Bupa, income protection and 24/7 Employee Assistance
35 hours of paid volunteering annually
Hybrid model where employees work a minimum of 40% in the office each month (expectation of 50% for senior leaders). Changing from September to a minimum of 50% in the office each month (expectation of 60% for Directors and Executive Directors)
A flexible benefits scheme designed around your lifestyle
For a full list of our benefits and our recruitment process as a whole visit our benefits page.
Our values and culture
Our colleagues are the key to our success as a regulator. We are committed to fostering a diverse and inclusive culture: one that’s free from discrimination and bias, celebrates difference and supports colleagues to deliver at their best. We believe that our differences and similarities enable us to be a better organisation – one that makes better decisions, drives innovation and delivers better regulation.
If you require any adjustments due to a disability or condition, your recruiter is here to help - reach out for tailored support.
We welcome diverse working styles and aim to find flexible solutions that suit both the role and individual needs, including options like part-time and job sharing where applicable.
Disability confident: our hiring approach
We’re proud to be a Disability Confident Employer and therefore, people or individuals with disabilities and long-term conditions who best meet the minimum criteria for a role will go through to the next stage of the recruitment process. In cases of high application volumes we may progress applicants whose experience most closely matches the role’s key requirements.
Useful information and timelines
Timeline:
Job advert closes: Midnight, 22nd June 2026
CV Review/Shortlist: 24th June 2026
Interview: w/c 29th June 2026
Your Recruiter will discuss the process in detail with you during screening for the role, therefore, please make them aware if you are going to be unavailable for any date during this time.
Want to learn more before applying?
Join our upcoming webinar on Tuesday, 16 June 2026 from 13:00 to 14:00, to hear directly from our hiring team about this role, our company culture and what we’re looking for in the ideal candidate.
Webinar Details:
Microsoft Teams meeting
Meeting ID: 353 601 493 804 443
Passcode: Mf7QK7Bm
Dial in by phone
+44 20 3321 5238,,757514082# United Kingdom, City of London
Phone conference ID: 757 514 082#
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