Financial Analyst

POSITION/LOCATION:

• This position will be located at our Headquarters in College Station, Texas. 
• This position is part of the Finance team and focuses on financial planning, budgeting, forecasting, and financial reporting to support lending and organizational decision-making.

EDUCATION AND EXPERIENCE:

• Bachelor’s degree in Finance, Accounting, or Business and three (3) to five (5) years of professional experience in financial analysis and/or financial reporting.

JOB SUMMARY:

• The Financial Analyst supports the Finance team in budgeting, financial forecasting, reporting, and analysis.
• This role provides hands-on experience working with financial data, models, and reports that help guide organizational decision-making.
• The analyst works under the guidance of senior finance staff and collaborates with various departments across the Association.

FUNCTIONS:

• Budget Support: Assists in gathering, organizing, and entering budget information from market teams and departments. Helps compile data into the Association-wide annual budget and support senior staff during the review process.
• Financial Forecasting Assistance: Help prepare quarterly financial forecast updates by collecting relevant internal data and supporting senior analysts with preliminary analysis.
• Financial Modeling Support: Assist in maintaining and updating financial models used to evaluate earnings, asset trends, and capital needs. Perform data entry and initial variance checks.
• Performance Analysis Support: Prepare basic reports and summaries on credit office performance for review by regional and executive leadership.
• CECL Reporting Assistance: Collect and organize data for quarterly Current and Expected Credit Losses (CECL) analysis and support the preparation of related reports.
• Impaired Loan Data Support: Work with the Special Assets Group to gather information on impaired loans and assist in preparing calculations and documentation for quarterly allowance reporting.
• Asset/Liability Management Support: Participate in ALCO-related tasks by preparing meeting materials and assisting with the creation of quarterly reports such as Interest Rate Sensitivity Analysis and performance summaries.
• Patronage Program Administration: Enter patronage data into the system, help prepare preliminary reports for review, and assist with final report distribution and recordkeeping.
• Loan Pricing Analysis: Provide basic analytical support to credit offices by preparing data and running reports related to loan pricing decisions.
• General Reporting & Analysis: Support time studies, help prepare board materials, and assist with ad-hoc financial reports or analysis as assigned.

REQUIRED SKILLS:

• General knowledge of accounting/financial systems.
• Specialized knowledge of accounting/finance principles.
• Skill in oral and written communication.
• Basic skill level in Microsoft Office applications.  
• Ability to perform basic accounting/financial analyses under moderate supervision.

At the discretion of CFC, position may be offered at alternate titles and other business experience may be considered relevant. AA/EOE/M/F/D/V; Full description available on request.