Head of Finance

Accountabilities:

• Build, lead, and develop the finance function, maintaining hands-on ownership across financial planning and analysis (FP&A), accounting, treasury, and regulatory reporting as the business scales.

• Own financial forecasting, budgeting, and board-level reporting, translating financial data into clear strategic insights for executive leadership, the board, and other stakeholders.

• Oversee accounting operations, financial controls, and reporting processes, completing the transition from outsourced bookkeeping to a fully in-house accounting function.

• Lead and continuously improve monthly, quarterly, and annual financial close processes, ensuring timely, accurate, consistent, and audit-ready financial results.

• Maintain robust accounting controls, supporting documentation, and financial reporting standards to ensure audit readiness and minimize control deficiencies.

• Develop treasury strategy and oversee cash management, liquidity planning, and reserve-related rebalancing activities.

• Monitor corporate funds and customer reserves across traditional banking relationships and on-chain payment infrastructure, improving visibility into fund flows, settlement timing, and liquidity requirements.

• Own regulatory and compliance reporting for reserve programs, including quarterly call reports and monthly filings, in close collaboration with Compliance.

• Establish documented procedures, clear ownership, and backup coverage for treasury execution and regulatory reporting, reducing single-person dependencies across critical functions.

• Balance yield optimization with operational cash and liquidity requirements while maintaining appropriate controls and ensuring funds are available when needed.

• Partner with the CEO, COO, Compliance, Risk, Product, and Engineering to improve financial operations, strengthen risk management, and automate processes where appropriate.

• Evaluate and implement finance systems, reporting tools, and AI-assisted workflows to improve efficiency, data quality, and scalability.

• Establish predictable operating rhythms, clear accountability, and effective communication practices across the finance team.

• Present financial performance, forecasts, risks, and strategic recommendations directly to executives, board members, and investors.

• Within the first six months, establish a dependable forecasting and reporting cadence, deliver a reliable monthly close, complete the transition to in-house accounting, and ensure treasury and regulatory reporting processes have documented procedures and tested backup coverage.

Requirements:

• At least 8 years of progressive finance experience, including direct, hands-on ownership of both FP&A and accounting responsibilities.

• Demonstrated ability to build, improve, and scale a finance function rather than simply oversee an established department.

• Strong expertise in financial forecasting, budgeting, financial analysis, and executive reporting, with the ability to turn complex numbers into clear recommendations that support strategic decisions.

• Hands-on experience managing accounting operations, financial controls, and monthly close processes, including the ability to establish an audit-ready accounting function. A CPA is not required.

• Experience managing treasury operations or cash and liquidity across multiple banking relationships, financial platforms, or trading systems.

• Strong understanding of financial controls, liquidity planning, settlement processes, and the operational requirements of managing corporate funds and customer reserves.

• Proven ability to build and develop high-performing finance teams, establish accountability, coach team members, and implement scalable processes.

• Experience presenting financial results, forecasts, and strategic insights directly to executive leadership, boards, and investors.

• Excellent analytical, organizational, and problem-solving skills, with sound judgment when balancing financial performance, operational liquidity, compliance, and risk.

• Strong cross-functional collaboration skills, including the ability to work closely with executive leadership, Compliance, Risk, Product, and Engineering.

• Comfort working in a remote, fast-moving, low-bureaucracy environment with an emphasis on written updates, asynchronous communication, and direct collaboration.

• Familiarity with modern finance systems, accounting platforms, documentation tools, and AI-powered productivity tools, with an interest in applying automation to finance operations.

• Experience managing complex payment flows involving corporate and customer funds, including timing, sequencing, settlement, and multiple payment rails, is a plus.

• Exposure to digital asset or stablecoin operations, including wallets, exchanges, custodians, USDC, USDT, reserve reconciliation, or fair-value accounting, is highly desirable.

• A CPA designation or MBA is an advantage but not mandatory.

Benefits:

• Fully remote, full-time employment within the United States.

• A senior leadership opportunity to build and shape the finance function of a growing fintech business operating in a regulated environment.

• Direct collaboration with experienced executive leaders and the opportunity to influence financial strategy and company-wide decision-making.

• Broad ownership across FP&A, accounting, treasury, liquidity management, and regulatory reporting.

• The opportunity to develop scalable financial processes, implement automation, and establish best practices as the business grows.

• A fast-moving, collaborative, low-bureaucracy work environment with an emphasis on accountability, autonomy, and low-ego teamwork.

• Regular in-person team offsites combined with remote work and asynchronous communication.

• Exposure to stablecoin infrastructure, digital assets, modern payment systems, and evolving financial technology.

• Opportunities to introduce AI-powered tools and improve the efficiency of finance operations.