SAR Manager

Trust unlocks our greatest potential.

For decades, the clearing of payments remained unchanged and unchallenged. We asked, what if there was a better way? What if we could make banking infrastructure faster, safer, more reliable, and easier to access for all? Here is where you can think radically and responsibly to find the best solution.

What happens when you know you’re inherently trusted? Trust creates safety. Safety encourages you to be brave, to challenge, to fail, to try new things and to execute. At ClearBank everything revolves around trust. We’re not expected to earn it, but we are expected not to break it. We’re trusted to own it. To solve issues in the moment. To know a good risk when we see one, and the judgement to know that ‘can’ doesn’t always mean you ‘should’.

What you can expect:

ClearBank is a place where you can do things differently and challenge the status quo. We will give you a high level of autonomy and transparency, and we trust you to make the right decisions for the bank.

If that excites you, how about joining our Financial Crime Intelligence & Investigations Team as a Financial Crime SAR Manager? Reporting to the Senior Manager, you’ll act as a subject matter expert for financial crime intelligence analysis across our client base. Including conducting analysis of potential suspicious activity across a range of financial crime escalations, producing reports for both internal and external audiences, and providing support across the wider team where needed.

Candidates need to have proven experience in financial crime intelligence across different payment platforms and services. You’ll also have an excellent understanding of financial crime typologies, detection methods and intelligence analysis techniques, and share this knowledge with other members of the team. You’ll be comfortable working in an energetic environment and dealing with change whilst taking pride in owning and mitigating financial crime risk for the business.

You’ll demonstrate the confidence to raise concerns, shape strategic thinking and make well-informed decisions. You’ll bring strong knowledge of payment services, together with extensive technical and regulatory expertise across financial crime and sanctions in the UK and other jurisdictions, including relevant reporting obligations. You’ll also have a proven ability to identify, assess, and mitigate financial crime risk across the business.

Your role includes:

• Leading complex financial crime investigations and providing senior-level oversight, challenge and direction on material or high-risk cases

• Overseeing the allocation and prioritisation of investigative activity, ensuring resources are effectively deployed and key regulatory and operational deadlines are met

• Building and managing effective relationships with senior stakeholders across the business, providing clear advice, challenge and escalation on financial crime matters

• Providing oversight of financial crime risks associated with existing and emerging products and services, ensuring appropriate mitigation strategies are developed and implemented

• Driving the development of financial crime, sanctions and money laundering typology knowledge across the team and wider business

• Overseeing complex end-to-end enquiries and ensuring appropriate, timely and risk-based outcomes

• Directing and overseeing research and intelligence activity to support the identification, assessment and investigation of potentially suspicious activity

• Providing oversight and approval of relevant regulatory reports and disclosures, ensuring compliance with applicable AML legislation, regulation and reporting obligations

• Accountable for team outcomes and responsible for complex/high risk decision making

• Applying extensive technical and regulatory expertise to identify control weaknesses, assess risk exposure and influence appropriate remediation

• Acting as a senior subject matter expert on financial crime and maintaining awareness of emerging AML trends, typologies and industry developments to strengthen the Bank’s detection and control capabilities

• Developing strong relationships with key internal and external stakeholders to influence decision-making, support strategic objectives and deliver effective financial crime risk management

What you’ll bring:

To excel in this role, you’ll also need:

• Extensive experience leading and providing oversight of complex financial crime investigations

• Strong knowledge and practical application of financial crime control frameworks, regulatory requirements and industry standards

• Good knowledge of sectors such as money remittance, electronic money, and cryptocurrency firms would be beneficial

• Understanding of UK and EU AML/CTF legislation (international AML/CTF knowledge is advantageous)

• Meticulous organisational skills

• Excellent written and verbal communication skills, with the ability to communicate and negotiate with key/senior stakeholders

• Understanding of money laundering typologies across a range of products and services

• Solutions driven, with the appetite for constant improvement

• In-depth knowledge of AML regulations and guidelines

• Strong ethical standards and integrity in handling sensitive information

• A recognised AML/Sanctions/Fraud qualification is highly desirable

• Previous experience of Delegated Nominated Officer responsibilities would be advantageous

What makes a great ClearBank team member? Does this sound like you?

• You focus on solutions and positive outcomes, thinking radically and responsibly to find the best result for our customers, your colleagues and the bank;

• You actively seek feedback from others to drive your growth and development, always assuming positive intent from others and develop strong, trusting relationships you’re your colleagues and customers: you really, genuinely care;

• You always strive for the highest quality, but you know that done is better than perfect; you welcome a challenge knowing that they learn as you go and iterate;

• ‘I’ before ’we’, isn’t in your vocabulary

If this sounds like you then we encourage you to dust off that CV and apply!

What we offer in return:

• We're flexible – We support a culture of flexibility which allows our employees to achieve a strong work-life balance.

• Offices – Work in a way that works for you – whether that’s in the London office, at home, or hybrid.

• Holiday – 27 days of annual leave per year, plus bank holidays.

• Holiday buy/sell - Buy or sell up to five days of annual leave each year and shape your year around what matters most.

• Work abroad – You have the flexibility to work outside of the UK for up to 30 days in a rolling 12-month period.

• Socials – Regular social events open to all.

• Holiday swap – Option to swap your bank holidays to any other day of your choice.

• Wellbeing – 24/7 employee assistance programme including mental health support, life assurance and income protection.

• Bigger than ClearBank – Take a couple of days per year to do something that matters to you.

• Healthy living – Private healthcare and discounted dental cover, with employee perks and discounts.

• Family – Enhanced family-friendly leave.

• Personal development – We offer personal development budgets, opportunities to take part in role-related training and unlimited LinkedIn Learning.

And not forgetting the biggest benefit of all. The opportunity to be part of an incredible team that’s building a tech-bank fit for the future.

A little bit more about us! 

ClearBank is Where You Can belong: 

At ClearBank we think about Diversity, Equity and Inclusion (DE&I) a lot. Not because we think we should. But because we know we should – how else can we build a happy workforce and be successful as a business. We’re committed to making sure our teams reflect society. And we put energy and effort into making this a place where everyone feels at home, where they’re given the trust and encouragement to do their very best work. Here are some of the things we’re most proud of: 

• 42% of our senior management roles are held by women 

• Our enhanced family leave policies

• Launching our partnership with Code First Girls 

• Increasing awareness of neurodiversity in the workplace through our partnership with the Inclusive Group 

Our hiring process and what you can expect:

Application: a member of our talent acquisition team will review your application against the key requirements for the role and let you know within two weeks whether you’re moving forward to the next stage; 

Screening: You’ll spend 30-45 minutes speaking to one of our recruiters learning more about the role and ClearBank, and we’ll get it know more about you, your experience and how your skills align with the role (this will be via phone or Teams video call). You can expect to hear back from us within seven days following this meeting (if things are taking longer than expected, we’ll let you know that too); 

First Interview: You’ll spend one hour with a member of our hiring team focusing on your skills, competencies and your ways of working at the same time we’ll give you time to ask more questions about the role, the team and learn more about the ClearBank culture. This will be via Teams.  

Second Interview: This will be a competency-based interview with one or more members of our team.

Final Stage: You will have a final meeting with the Head of Department. This will be around 45-60 minutes.  

Offer: Congratulations! Get ready to transform banking forever! 

Our commitment to you as a candidate: 

We will always try our best to get back to you within seven days of your interview whether you’ve been successful or not and provide you with feedback. Sometimes things take a little longer, so we may not have a decision to share but we will get it touch to let you know we need a little more time.  

We’re unable to provide specific individual feedback at the application or screening stage but know that your application was reviewed and considered carefully.  

We wish you the best of luck with your application and maybe we’ll be celebrating your new role at ClearBank soon!  

Equal Opportunities

ClearBank is committed to ensuring equal opportunities throughout every stage of the recruitment process. ClearBank recognises that diversity is vital to the long-term success of the business in the communities and markets in which it operates. ClearBank is also a firm believer that an inclusive culture fosters greater employee engagement and collaboration. 

ClearBank strives for diversity and inclusion of all forms, including (but not limited to): gender, age, educational and professional background, disability, gender reassignment, marital or civil partner status, pregnancy or maternity, race, colour, nationality, ethnic or national origin, religion or belief and sexual orientation. 

As part of the Company’s commitment to equal employment opportunity, we provide reasonable adjustments, to candidates during the recruitment process, including to individuals with disabilities. We want to create a safe space that welcomes everyone so please let us know how we can accommodate you. In case you have any accessibility requirements you can share that with our Talent Acquisition team prior to your interview stage, if applicable. 

The legal bit

By submitting your CV to ClearBank Limited you are providing your consent for us to use the information you provide for recruitment purposes. For more information on how we manage your data go and check out our Candidate Privacy Notice on the ClearBank website to see how we process, manage and look after your data. You are also allowing us to communicate with you by email and telephone for recruitment purposes.