Securitization Lawyer

Do you want your voice heard and your actions to count?

Discover your opportunity with Mitsubishi UFJ Financial Group (MUFG), one of the world’s leading financial groups. Across the globe, we’re 150,000 colleagues, striving to make a difference for every client, organization, and community we serve. We stand for our values, building long-term relationships, serving society, and fostering shared and sustainable growth for a better world.

With a vision to be the world’s most trusted financial group, it’s part of our culture to put people first, listen to new and diverse ideas and collaborate toward greater innovation, speed and agility. This means investing in talent, technologies, and tools that empower you to own your career.

Join MUFG, where being inspired is expected and making a meaningful impact is rewarded.

The selected colleague will work at an MUFG office or client sites four days per week and work remotely one day. A member of our recruitment team will provide more details.

Main Purpose of the Role

MUFG is seeking an experienced structured products and securities law attorney to provide legal support to MUFG's Securitized Products ABS business across a broad range of asset classes and transaction types. The role will support registered, Section 4(a)(2) and Rule 144A offerings, collateralized loan obligations (CLOs), asset-backed commercial paper programs, warehouse and other asset-backed financing facilities, including CLO warehouses and structured trade receivables platforms.

The successful candidate will have a deep understanding of structured finance products, strong transactional and securities law experience, and the ability to provide proactive, practical and solution-oriented legal advice in a fast-paced business environment.

Key Responsibilities

·        Serve as internal legal advisor on ABS transactions, including public and private securitizations, CLOs and related warehouse lending and other asset-backed financing facilities.

·        Review, draft and negotiate transaction documents, offering materials, engagement letters, fee letters and related documentation.

·        Identify, assess and manage legal and regulatory risks relating to ABS and CLO structuring, execution, marketing and disclosure.

·        Advise on transaction structuring, asset eligibility, risk retention, disclosure matters and applicable SEC, FINRA and other regulatory requirements.

·        Coordinate with outside counsel and internal stakeholders, including Compliance, Risk, Credit and relevant business teams, to ensure legal and regulatory alignment and timely transaction execution.

·        Support the development and implementation of new products, platforms and business initiatives across the structured finance space.

·        Monitor legal, regulatory and market developments affecting ABS, CLOs and structured credit markets, and advise the business on their implications.

·        Assist with legal due diligence, asset-level issues and transaction documentation arising in connection with warehouse lending and other financing facilities.

·        Provide thought leadership, training and practical guidance on emerging legal and market issues affecting securitization and structured credit.

·        Select, retain and manage external counsel, including oversight of legal fees and transaction-related legal spend, as appropriate.

Skills and Experience

·        J.D. from an accredited law school and admission in good standing to practice law in New York.

·        Minimum of six years of post-qualification legal experience, including at least four years at a leading law firm, investment bank or a combination of both.

·        Experience advising on ABS and CLO transactions, including Rule 144A, Section 4(a)(2) and registered offerings.

·        Experience with RMBS and CMBS transactions, including related financing, warehousing and capital markets transactions.

·        Familiarity with a broad range of underlying asset classes, including consumer, auto, equipment, trade receivables, mortgage-related assets and esoteric ABS.

·        Working knowledge of U.S. securities laws, including the Securities Act of 1933, the Securities Exchange Act of 1934 and the Investment Company Act of 1940, as applicable to structured finance transactions.

·        Familiarity with legal and regulatory requirements relevant to securitization and structured finance, including risk retention, Regulation AB, broker-dealer requirements and the Volcker Rule.

·        Demonstrated experience with asset-backed warehouse facilities, CLO warehouses and related credit documentation.

·        Strong drafting, negotiation and transaction-management skills, with the ability to manage complex transactions and cross-functional teams under tight timelines.

·        Ability to analyze complex or unfamiliar structures, identify material legal and regulatory issues, and develop practical strategies to address them.

·        Prior in-house experience at a financial institution is preferred but not required.

Personal Requirements

·        Commercial mindset and the ability to assess legal risk in the context of business objectives.

·        Excellent judgment and problem-solving skills, with a proactive, practical and solutions-oriented approach.

·        Strong interpersonal and relationship-building skills, with the ability to work collaboratively across Legal, Compliance, Risk, Credit and business teams.

·        Effective communicator who can distill complex legal concepts into clear, actionable guidance.

·        High degree of integrity, professionalism, accountability and attention to detail.

·        Ability to manage a high volume of work, competing priorities and tight deadlines with minimal supervision.

·        Ability to remain calm, responsive and effective under pressure.

The typical base pay range for this role is between $170K - $220K depending on job-related knowledge, skills, experience, and location. This role may also be eligible for certain discretionary performance-based bonuses and/or incentive compensation. Additionally, our Total Rewards program provides colleagues with a competitive benefits package (in accordance with the eligibility requirements and respective terms of each) that includes comprehensive health and wellness benefits, retirement plans, educational assistance and training programs, income replacement for qualified employees with disabilities, paid maternity and parental bonding leave, and paid vacation, sick days, and holidays. For more information on our Total Rewards package, please click the link below.

MUFG Benefits Summary

We will consider for employment all qualified applicants, including those with criminal histories, in a manner consistent with the requirements of applicable state and local laws (including (i) the San Francisco Fair Chance Ordinance, (ii) the City of Los Angeles’ Fair Chance Initiative for Hiring Ordinance, (iii) the Los Angeles County Fair Chance Ordinance, and (iv) the California Fair Chance Act) to the extent that (a) an applicant is not subject to a statutory disqualification pursuant to Section 3(a)(39) of the Securities and Exchange Act of 1934 or Section 8a(2) or 8a(3) of the Commodity Exchange Act, and (b) they do not conflict with the background screening requirements of the Financial Industry Regulatory Authority (FINRA) and the National Futures Association (NFA). The major responsibilities listed above are the material job duties of this role for which the Company reasonably believes that criminal history may have a direct, adverse and negative relationship potentially resulting in the withdrawal of conditional offer of employment, if any.

The above statements are intended to describe the general nature and level of work being performed. They are not intended to be construed as an exhaustive list of all responsibilities duties and skills required of personnel so classified.

We are proud to be an Equal Opportunity Employer and committed to leveraging the diverse backgrounds, perspectives and experience of our workforce to create opportunities for our colleagues and our business. We do not discriminate on the basis of race, color, national origin, religion, gender expression, gender identity, sex, age, ancestry, marital status, protected veteran and military status, disability, medical condition, sexual orientation, genetic information, or any other status of an individual or that individual’s associates or relatives that is protected under applicable federal, state, or local law.