Who We Are
Join a team that puts its People First! First American's Direct division provides comprehensive title insurance protection and professional settlement services for real estate purchases, refinances and equity loans. Since 1889, First American (NYSE: FAF) has held an unwavering belief in its people. They are passionate about what they do, and we are equally passionate about fostering an environment where all feel welcome, supported, and empowered to be innovative and reach their full potential. Our inclusive, people-first culture has earned our company numerous accolades, including being named to the Fortune 100 Best Companies to Work For® list for eleven consecutive years. We have also earned awards as a best place to work for women, diversity and LGBTQ+ employees, and have been included on more than 50 regional best places to work lists. First American will always strive to be a great place to work, for all. For more information, please visit www.careers.firstam.com.
What We Do
If you excel in collaborating with others to assess possibilities and discover solutions, it may be time to combine your analytical rigor with a premier brand in the real estate space. First American is looking to add a Senior Commercial Title Officer to our growing Michigan team. You will play a pivotal role in coordinating the resolution and completion of the commercial title process.
What You’ll Do
- Provides underwriting support, counsel, and authorization to company personnel and customer(s) for commercial transactions related to the issuance of real estate title insurance commitments and policies.
- Utilizes underwriting standards and guidelines within delegated authority limits, to underwrite the issuance of title insurance.
- Provides guidance to company personnel in the performance of real estate settlement services.
- Additional duties include review of attorney title comment letters, underwriting of proforma and endorsement requests, mapping legal descriptions, survey reviews
- Perform and/or review complete title searches for commercial transactions, including complex and high-liability transactions.
- Analyze liens, judgments, easements, surveys, legal descriptions, ownership, and other title matters to identify requirements, exceptions and potential risks.
- Review deeds, operating agreements, corporate resolutions, and other transaction documentation.
- Prepare and review title commitments, endorsements and policies, including determining appropriate requirements, exceptions, and coverage.
- Properly price commitments, endorsements, policies and guarantees using the appropriate schedules of fees and charges.
- Coordinate and resolve complex title issues through closing and policy issuance.
- Work directly with internal teams, customers, and attorneys to resolve title and underwriting matters.
- Escalate matters that exceed delegated underwriting authority when appropriate.
- Support commercial transactions ranging from single-site transactions to complex, high-liability and multi-site transactions.
What You’ll Bring
- Title experience preferably within the state of Michigan
- Strong understanding of fundamental concepts, practices and procedures of real estate title and settlement process.
- Title search and exam experience preferred
- Strong analytical rigor and business acumen
- Strong negotiation skills and ability to provide alternative solutions or convey unpopular information with tact
- Ability to collaborate and act decisively; build relationships internally and externally.
- Excellent listening, verbal and written communication skills
- Strong organizational skills with the ability to multi-task, prioritize and timely follow up
- Abstract thinking and creative solutions.
- Commercial experience preferred
Pay Range: $67,200.00 - $89,600.00 Annually
This hiring range is a reasonable estimate of the base pay range for this position at the time of posting. Pay is based on a number of factors which may include job-related knowledge, skills, experience, business requirements and geographic location.
What We Offer
By choice, we don’t simply accept individuality – we embrace it, we support it, and we thrive on it! Our People First culture is inclusive for all employees - not just because it's the right thing to do, but because it's the key to our success. We are proud to foster an authentic and inclusive workplace For All. You are free and encouraged to bring your entire, unique self to work. First American is an equal opportunity employer in every sense of the term.
Based on eligibility, First American offers a comprehensive benefits package including medical, dental, vision, 401k, PTO/paid sick leave and other great benefits like an employee stock purchase plan.
