Senior Compliance Analyst (AML)

Accountabilities:

• Investigate potentially suspicious activity identified through transaction monitoring, alerts, referrals, and internal sources.

• Analyze transaction patterns and customer behavior to identify money laundering, fraud, and other financial crime risks.

• Gather, assess, and document information required for regulatory reporting.

• Draft, review, and edit Suspicious Activity Reports (SARs) for submission to FinCEN.

• Collaborate with AML officers, compliance leaders, fraud teams, and business stakeholders throughout investigations and reporting.

• Advise business partners on AML obligations, regulatory requirements, and financial crime indicators.

• Maintain knowledge of BSA, USA PATRIOT Act, OFAC, FinCEN, anti-fraud regulations, and elder financial exploitation requirements.

• Support risk assessments, audits, regulatory examinations, and compliance initiatives.

• Contribute to procedure updates, training materials, and continuous improvement initiatives.

• Participate in technology and process enhancements to strengthen monitoring, investigation, and reporting capabilities.

Requirements:

• Associate’s or bachelor’s degree, or equivalent combination of education and experience.

• At least 6 years of direct experience in compliance, AML, financial crimes, investigations, or a related field.

• Strong experience with AML investigations, transaction reviews, and suspicious activity analysis.

• Experience preparing, reviewing, or supporting SARs.

• Thorough understanding of BSA, FinCEN, OFAC, and USA PATRIOT Act requirements.

• Ability to analyze large volumes of information and conduct complex research and investigations.

• Excellent organizational skills and ability to manage multiple priorities and deadlines.

• Strong written and verbal communication skills.

• Experience drafting compliance documentation, including policies, procedures, standards, and process documents.

• Advanced proficiency in Microsoft Excel and other business applications.

• Preferred: ACAMS certification; experience in AML investigations and downstream regulatory reporting; NICE Actimize or similar transaction-monitoring and case-management platforms; insurance industry or insurance product knowledge; broker-dealer or securities experience; FINRA Series 7 license; and involvement in AML technology or process transformation.

• Demonstrated independence in managing complex cases, analytical rigor, attention to detail, adaptability, collaboration, and relationship-building skills.

Benefits:

• Targeted annual base salary range: $84,600–$132,000, depending on location, experience, education, licenses, and skills.

• Market-specific salary ranges:

  • Grand Island, NE / Wichita, KS: $84,600–$114,300

  • Des Moines, IA / Tampa, FL: $89,300–$120,650

  • Charlotte, NC / Dallas, TX: $94,000–$127,000

  • Chicago, IL / Denver, CO / Minneapolis, MN: $103,400–$132,000

  • Los Angeles, CA / New York City, NY: $112,800–$132,000

  • Bonus program eligibility for non-sales positions.

  • Flexible Time Off (FTO) for salaried employees, covering vacation, personal time, and short-term illness; no fixed annual allotment or accrual bank.

  • Pension eligibility.

  • Comprehensive benefits designed to support physical, financial, and social well-being.

  • Applicants must be authorized to work in the United States without current or future immigration sponsorship, including F-1 OPT/CPT, H-1B, TN, L-1, and J-1 sponsorship.