Senior Financial Analyst, Underwriting and Analytics

It's fun to work in a company where people truly BELIEVE in what they're doing!

We're committed to bringing passion and customer focus to the business.

                                                                                                                                                                                                                                                                   

The Senior Financial Analyst, Underwriting & Analytics is responsible for completing underwriting and analytical functions within the organization. This role involves underwriting development, implementation, and refinement of strategies that ensure competitive pricing and profitability for pharmacy benefit programs. The position requires a deep understanding of pharmacy benefits, data analysis, and risk management.

                                                                                                                                                                                                                                                                   

Role and Responsibilities:

• Implement & perform underwriting process for pharmacy benefit programs, including pricing strategies and risk assessment.

• Implement underwriting guidelines and procedures to ensure consistency and accuracy.

• Evaluate complex underwriting models.

• Identify market trends, competitive threats, and opportunities for innovation.

• Drive initiatives to improve profitability and competitive positioning.

• Work closely with internal stakeholders, including finance, operations, and clinical teams, to ensure alignment on underwriting and analytical strategies.

• Develop strategic relationships with external stakeholders, including consultants, brokers, and other industry leaders

• Communicate findings and recommendations to senior leadership and other key stakeholders.

• Leverage advanced technology and data analytics tools to enhance underwriting processes and analytical capabilities.

• Stay updated with industry trends and technological advancements to continuously improve practices

                                                                                                                                                                                                                                                                   

Qualifications and Education Requirements:

• Bachelor’s degree in finance, Business Administration, Economics, or a related field. A master’s degree or similar/relevant experience. 

• Minimum of 4 years of experience in underwriting, analytics, or a related field within the healthcare or insurance industry.

• Strong knowledge of pharmacy benefit management and the pharmaceutical industry. 

Skills & Competencies:

• Proven experience in data analysis and financial modeling. 

• Excellent leadership, communication, and interpersonal skills. 

• Proficiency in analytical software and tools (e.g., SQL, Excel, BI tools). 

• Ability to think strategically and drive results in a fast-paced environment 

Physical Requirements

The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job.

This is a largely sedentary role; however, some standing, walking, bending, and reaching may be required. Regularly operates in an office or home office setting which involves utilizing a computer, mouse, keyboard, and occasionally operates other standard office equipment, such as printer, copier, phone. Travel may be required by either car or airplane, or a combination of multiple modes of transportation.

What We Do
LucyRx is an independent, next-generation pharmacy benefits manager (PBM) transforming how healthcare works. We’re fixing what’s broken in the PBM industry by putting people first and challenging outdated norms. For too long, traditional PBMs have prioritized profit over patients, and we believe that’s just plain wrong.

LucyRx offers bold, innovative solutions powered by LucyIQ, our proprietary AI platform, to deliver actionable insights that lower costs, improve care, and simplify prescription management.

While we’re new to the PBM space, LucyRx is built on decades of leadership experience and a commitment to meaningful change. We’re a nimble, remote-first team with a bold mission to redefine pharmacy benefits—and we’re just getting started.

What It’s Like to Work at LucyRx
At LucyRx, we’re a fast-moving team dedicated to making healthcare simpler, fairer, and more effective. Joining us means being part of a dynamic, mission-driven group that works collaboratively to challenge outdated industry practices and redefine what’s possible in pharmacy benefits.

We value accountability, innovation, and a relentless focus on making an impact. Here, you’ll find a supportive culture that encourages you to bring your whole self to work, share bold ideas, and grow alongside smart, driven colleagues who are passionate about fixing the PBM industry. If you’re ready to roll up your sleeves and make a real difference, we’d love to have you on our team.

LucyRx is an independent, next-generation pharmacy benefit manager (PBM) redefining prescription care. Fueled by innovation and decades of leadership experience, LucyRx delivers better outcomes through its integrated specialty network, formulary marketplace, and next-day home delivery solutions.

Powered by its proprietary AI platform, LucyIQ™, the company provides real-time insights that support evidence-based clinical decisions, clear pricing, and exceptional service from U.S.-based pharmacy technicians.