Senior Officer/Manager, Credit Analyst, Commercial Banking

Company: 1011 United Overseas Bank Ltd

About UOB

United Overseas Bank Limited (UOB) is a leading bank in ASEAN with a global network in Southeast Asia, Asia Pacific, Europe and North America. Operating through our head office in Singapore and banking subsidiaries in China, Indonesia, Malaysia, Thailand and Vietnam, we have a global network of about 430 branches and offices in 19 markets. At the heart of UOB is our culture, shaped by the UOB Way and anchored on our four values – Honourable, Enterprising, United and Committed. For more than 90 years, these values have guided how we do right by our customers, collaborate with one another and create long-term value for the communities we operate in. As One Bank, we are committed to helping our colleagues build sustainable careers grounded in purpose, supported by strong values, and enriched with meaningful opportunities to grow.

Job Description

The Wholesale Bank function operates a dynamic business model that provides financial services and solutions to help our clients achieve their strategic business objectives. Our mission is to become the premier-provider of banking services and solutions for Asia-based commercial banking companies (small medium enterprises), large corporations, financial institutions as well as multinational corporations. Our coverage teams work in full alignment with specialised teams across Transaction Banking, Investment Banking, Global Markets and Group Retail to deliver seamless solutions to our clients.

Job Responsibilities

We are looking for candidates who aspire to build a sales-oriented career in Commercial Banking. You will start your career as a Credit Analyst. The top-performing candidates will progress into a Relationship Manager role, wherein you are expected to possess strong client relationship management and interpersonal skills.

• Conduct Credit Analysis on an existing portfolio of Small and medium-sized enterprises (SMEs) companies
• Perform credit risk ratings of accounts, constant review and monitoring of accounts, make credit variations / exception recommendations and report preparation

Job Requirements

• Minimum 2 years of experience in Corporate Credit Analysis, SME banking sales or relationship management experience
• Presentable, dynamic, dedicated, self-driven and highly motivated
• Strong client relationship management and interpersonal skills
• Strong analytical skills with good grasp of financial analysis
• Ability to understand risk drivers of the SME market
• Excellent written and oral communication skills
• Aspire to build a sales-oriented career
• Candidate with relevant experiences will be considered for senior role
• Minimum a recognised degree in Business Administration, Accountancy, Banking and Finance

Additional Requirements

Develop (Competency), Engage (Competency), Execute (Competency), Strategise (Competency)

Be a Part of the UOB Family

UOB is an equal opportunity employer. UOB does not discriminate on the basis of a candidate's age, race, gender, color, religion, sexual orientation, physical or mental disability, or other non-merit factors. All employment decisions at UOB are based on business needs, job requirements and qualifications. If you require any assistance or accommodations to be made for the recruitment process, please inform us when you submit your online application.

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