Senior Software Engineer (Cards)

End Date

Wednesday 22 July 2026

Salary Range

£63,152 - £94,728

We support flexible working – click here for more information on flexible working options

Flexible Working Options

Hybrid Working, Job Share

Job Description Summary

Level 4 will lead technical development and delivery at Team level. Will operate as Individual Contributors, who are specialists in particular technology areas and will be narrower and have deeper focus. Capable of accurate effort estimate for any change. At this level, typically, will be doing code reviews and mentoring junior team members and able to work unsupervised and lead on smaller engineering focused initiative.

Job Description

TITLE: Senior Software Engineer (Full Stack)

SALARY: £63,152 - £78,940 per annum 

LOCATION: Chester, with potential to work from the Manchester office in the future.

HOURS: Full-time - 35 hours per week 

WORKING PATTERN: Our work style is hybrid, which involves spending at least two days per week, or 40% of our time, at one of our office sites. 

ABOUT THIS OPPORTUNITY  We’re not just a bank. We’re a technology-led organisation with a bold ambition: to shape finance as a force for good. As we continue to invest in our people, platforms, and products, we’re looking for passionate Senior Full Stack Developers to help us create secure, scalable, and customer-first solutions.

If you’re someone who thrives in collaborative environments, enjoys solving meaningful problems, and wants to make a real impact - this could be the perfect next step in your career.

Key responsibilities include:

• Design, develop, test, and deploy high-quality software solutions that meet business needs

• Work closely with colleagues from different areas to capture and analyse requirements and determine technical feasibility

• Lead the development and implementation of complex software applications

• Maintain code quality and follow coding standards

• Participate in code reviews and provide constructive feedback to team members

• Lead with debugging and analysis of production incidents

• Mentor and coach junior engineers, encouraging a culture of learning and continuous improvement

What you'll need:

• Extensive experience as a Senior Full Stack Engineer or in a comparable role

• Strong grasp of software engineering fundamentals, with a track record of building scalable, resilient, and highly observable systems

• Expert proficiency in Java, with additional experience in JavaScript, Node.js  or React considered a plus

• Hands-on experience with cloud platforms (GCP, Azure, or AWS), including cloud‑native architectures

• Proven experience building, deploying, and operating containerised applications using Docker, Kubernetes, and Helm

• Practical application of Domain-Driven Design (DDD) and Test-Driven Development (TDD) principles

• Solid understanding of software testing strategies, methodologies, and best practices

• Experience working in Agile environments, including Scrum, and using tools such as Jira

• Experience with CI/CD tools such as GitHub Actions, Jenkins, or Harness.

• Strong problem-solving and analytical skills, with the ability to tackle complex technical challenges

• Excellent collaboration and stakeholder engagement skills, with the ability to build strong working relationships

• Awareness of and interest in emerging technologies, including Generative AI, and Agentic / AI Capabilities

• Good understanding of networking concepts, ideally across both public cloud and on‑premise environments

• Ability to contribute to architectural decisions and help shape the broader engineering strategy

• Commitment to mentoring junior engineers and fostering a culture of learning, inclusion, and continuous improvement

If you're selected to move forward in our assessment process, you may be invited to complete a technical interview with Karat - our trusted interviewing partner. As part of this stage, we’ll share your information with Karat, in line with their privacy policy. 

About working for us

Our focus is to ensure we're inclusive every day, building an organisation that reflects modern society and celebrates diversity in all its forms.

We want our people to feel that they belong and can be their best, regardless of background, identity or culture.

We were one of the first major organisations to set goals on diversity in senior roles, create a menopause health package, and a dedicated Working with Cancer initiative.

And it’s why we especially welcome applications from under-represented groups.

We’re disability confident. So, if you’d like reasonable adjustments to be made to our recruitment processes, just let us know.

We also offer a wide-ranging benefits package, which includes:

• A generous pension contribution of up to 15%

• An annual bonus award, subject to Group performance

• Share schemes including free shares

• Benefits you can adapt to your lifestyle, such as discounted shopping

• 30 days’ holiday, with bank holidays on top

• A range of wellbeing initiatives and generous parental leave policies

Want to do amazing work, that’s interesting and makes a difference to millions of people? Join our journey.

At Lloyds Banking Group, we're driven by a clear purpose; to help Britain prosper. Across the Group, our colleagues are focused on making a difference to customers, businesses and communities. With us you'll have a key role to play in shaping the financial services of the future, whilst the scale and reach of our Group means you'll have many opportunities to learn, grow and develop.

We keep your data safe. So, we'll only ever ask you to provide confidential or sensitive information once you have formally been invited along to an interview or accepted a verbal offer to join us which is when we run our background checks.  We'll always explain what we need and why, with any request coming from a trusted Lloyds Banking Group person. 

We're focused on creating a values-led culture and are committed to building a workforce which reflects the diversity of the customers and communities we serve. Together we’re building a truly inclusive workplace where all of our colleagues have the opportunity to make a real difference.