Software Engineer - Sr. Consultant level-1

About Us
Visa is a world leader in payments technology, facilitating transactions between consumers, merchants, financial institutions and government entities across more than 200 countries and territories, dedicated to uplifting everyone, everywhere by being the best way to pay and be paid.

At Visa, you'll have the opportunity to create impact at scale — tackling meaningful challenges, growing your skills and seeing your contributions impact lives around the world.

Join Visa and do work that matters – to you, to your community, and to the world. Progress starts with you.

Job Description

Payments are a very exciting and fast-developing area with a lot of new and innovative ideas coming to market. With strong demand for new solutions in this space, it promises to be an exciting area of innovation. Visa is a strong leader in the payment industry and is rapidly transitioning into a technology company with significant investments in this area. 

If you want to be in the exciting payment space, learn fast and make big impacts, Ecosystem & Operational Risk technology which is part of Visa’s Value-Added Services business unit is an ideal place for you! 

The Ecosystem & Operational Risk team is responsible for building critical risk and fraud detection services at Visa. This includes idea generation, architecture, design, development, and testing of products, applications, and services that provide solutions to detect, prevent, and mitigate fraud for Visa and its clients. 

All roles require digital fluency, including the ability to work with emerging technologies such as Generative AI tools (e.g. ChatGPT, Microsoft Copilot, Claude code) to support everyday work.
Essential functions:

• Identify appropriate technical solutions and designs that will best prepare the company to meet present and future business objectives.
• Collaborate with project team members (Product Managers, Architects, Analysts, Developers, Project Managers, etc.) to ensure development and implementation of new data driven business solutions.
• Drive development effort End-to-End for on-time delivery of high-quality solutions that conform to requirements, conform to the architectural vision, and comply with all applicable standards.  Responsibilities span all phases of solution development.
• Collaborate with senior technical staff and PM to identify, document, plan contingency, track and manage risks and issues until all are resolved.
• Present technical solutions, capabilities, considerations, and features in business terms. Effectively communicate status, issues, and risks in a precise and timely manner.
• Engagement in requirements definition and clarification in collaboration with Business to ensure completeness and common understanding of the business needs is important.

Visa requires at least 3 days in office, expectations of these days will be confirmed by your Hiring Manager. 

Qualifications

Basic Qualifications:

• 8 or more years of relevant work experience with a Bachelor Degree or at least 5 years of experience with an Advanced Degree (e.g. Masters, MBA, JD, MD) or 2 years of work experience with a PhD

Preferred Qualifications:

• 9 or more years of relevant work experience with a Bachelor Degree or 7 or more relevant years of experience with an Advanced Degree (e.g. Masters, MBA, JD, MD) or 3 or more years of experience with a PhD
• Strong design and coding skills with Java/J2EE.
• Mandatory experience with n-tier web application development and REST API’s.
• Solid experience in frameworks like Spring or Spring Boot.
• Working experience with Kafka, Redis, or NoSQL datastores is a plus.
• Experience with GenAI tools and frameworks, including LLM-based development and tools such as Claude Code or similar AI-assisted coding platforms.
• Hands on experience with database technologies like MySQL, DB2, Oracle.
• Knowledge of Unix/Linux and working in a shell environment.
• Experience with Continuous Integration & Development and automation tools such as Jenkins, Artifactory, Git etc.
• Experience with Agile and Test-Driven Development methodology.
• Strong analytical skills with excellent problem-solving ability.
• Ability to present complex ideas in a clear, concise way.

U.S. Applicants Only

The estimated salary range for this position is $152,200.00 to $ 243,700.00 USD per year, which may include potential sales incentive payments (if applicable). Salary may vary depending on job-related factors which may include knowledge, skills, experience, and location. In addition, this position may be eligible for bonus and equity.Visa has a comprehensive benefits package for which this position may be eligible that includes Medical, Dental, Vision, 401(k), FSA/HSA, Life Insurance, Paid Time Off, and Wellness Program.

Work Hours

Varies upon the needs of the department.

Travel Requirements

This position requires travel 5-10% of the time.

Mental/Physical Requirements

This position will be performed in an office setting. The position will require the incumbent to sit and stand at a desk, communicate in person and by telephone, frequently operate standard office equipment, such as telephones and computers.

Visa is an EEO Employer

Qualified applicants will receive consideration for employment without regard to race, color religion, sex, national origin, sexual orientation, gender identity, disability or protect veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with the EEOC guidelines and applicable local law.