Candescent is a forward-thinking technology company transforming how financial institutions deliver Intelligent Banking experiences. We unite digital banking, account opening, and branch solutions that power and connect digital banking, account opening, and branch solutions—creating seamless engagement across digital, remote, and in-person channels.
Our Experience-Led, Intelligence-Driven approach combines human-centered design with data, automation, and cloud-based innovation. Built on an API-first architecture, our extensible ecosystem enables institutions to adapt quickly, integrate easily, and unlock new opportunities for growth—turning every customer interaction into a moment of clarity, confidence, and connection.
Position Summary
We are seeking talented Principal Engineers to lead the architectural vision and evolution of our SaaS platform into a modern, resilient, and AI-powered ecosystem. This role plays a critical part in shaping our long-term technology strategy, providing cross-team technical leadership, and ensuring our platform is secure, scalable, performant, and data driven. Principal Engineers work across product domains to design efficient, future-proof solutions that align with strategic objectives, proactively reducing technical roadblocks and coordinating dependencies across teams.
A primary focus of this role is driving the technology roadmap for multiple banking products performing check imaging related services ensuring that they continue to evolve as a single unified, extensible platform of services with a shared architecture serving the needs of our customers who leverage our SaaS or Single Tenant Hosted offerings or choose to deploy in their own managed environments. We expect you will promote consistency, operational efficiency and accelerated innovation working with the multiple teams building this overall product platform or leveraging it thru integration of its services in more enriched offerings. You will work closely as well with Product Management and Engineering leadership along with Enterprise Architecture to deliver the check imaging services platform and to evolve it alongside other platforms and offerings within Candescent overall. Your involvement will extend into all areas of functional and non-functional requirements inclusive of DevOps and how we successfully operate our SaaS and Single Tenant Hosted offerings. You will apply your knowledge of financial document and check imaging devices and standards and their demands on solution architectures ensuring Candescent’s imaging services platform delivers the best possible service levels with exceptional cost optimization. This is a highly collaborative and strategic role for a forward-thinking engineer who is passionate about building and sustaining platforms for scale and delivering long-term impact. This title may also be called Architect.
Key Areas of Responsibility
Define and drive platform architecture strategy focused on scalability, modularity, security, and resilience
Lead imaging services platform consolidation and modernization into a unified, extensible architecture
Champion architecture best practices including domain-driven and event-driven design, and cloud-native principles; apply and govern thru Architecture Review Board (ARB) engagement with other Principal Engineers, Enterprise Architects and Staff Engineers/Leads
Define architecture and set technical requirements for third party component (opensource tech stack and third party partners – e.g. OCR / recognition technology) and device (check / document scanners) inclusion or integrations
Parter with Product Management and Professional Services to Define configurations, environments for test and integration, documentation and overall customer onboarding flows
Collaborate with Product, Engineering, and Data teams to embed AI/ML, analytics, and personalization into platform capabilities
Define and enforce standards for API governance, system design, observability, and security
Evaluate emerging technologies for future adoption
Collaborate with InfoSec, SRE, and DevOps to ensure reliability, compliance, and operational health
Product Design and Development
Create and maintain architectural artifacts including solution blueprints, dependency maps, and design specifications
Collaborate with Portfolio and Product leadership to align technology solutions with strategic business goals
Establish and enforce technical standards, policies, and guidelines for product teams, leveraging ARBs along with direct engagement
Work with product teams to ensure architectural alignment with product backlogs and technical direction
Provide technical leadership through mentoring, code reviews, proof of concept development, critical component (version 1.0) co-development with engineering teams and guidance on architecture principles and design patterns
Manage architectural risks and dependencies across teams and systems
Product Strategy, Vision, and Planning
Manage and communicate across functions a clear technology roadmap, working closely with Product Management to ensure evolution of the imaging platform to newer technologies and a secure and supported underlying software stack
Advise Product Management on adoption of new third party technologies thru technical and architectural assessments, proofs of concept and vendor evaluations
Identify and propose opportunities to innovate inclusive of AI enabled functionality, operational efficiencies, reliability enhancements, and end user experience improvements
Qualifications
14+ years of experience in software engineering and enterprise architecture
Familiarity with edge device integration for data and image acquisition along with suitable network architecture topologies for connectivity to public cloud services or customer data centers
Experience with fintech and banking standards including ISO 20022, Open Banking, FDX, ANSI X9.100-187-2021, CPA Standard 015
Strong understanding of cloud-native technologies such as GCP, AWS, Kubernetes, containers, and service mesh
Proficient in distributed systems, multi-tenancy, and event-driven architecture performing real-time transaction processing from UI or API acquisition / initiation thru posting
Hands-on experience integrating AI/ML into product and platform architecture
Strong grasp of financial regulatory, security, and data compliance requirements
Proven leadership in guiding high-performing engineering teams
Expertise in SRE and DevOps practices including CI/CD tools like GitHub, Jenkins, and Google Cloud Build
Strong collaboration and communication skills to lead cross-functional initiatives and articulate complex concepts
Automation-first mindset with a drive to optimize delivery pipelines and eliminate manual processes
Statement to Third Party Agencies
To ALL recruitment agencies: Candescent only accepts resumes from agencies on the preferred supplier list. Please do not forward resumes to our applicant tracking system, Candescent employees, or any Candescent facility. Candescent is not responsible for any fees or charges associated with unsolicited resumes.
