Sr. Manager, Capital Markets & Treasury

Accountabilities

• Support the execution and ongoing management of asset-backed securitizations, warehouse facilities, whole loan sales, and other financing transactions.

• Manage borrowing base calculations, collateral eligibility, concentration limits, lender reporting, and covenant compliance across funding facilities.

• Coordinate whole loan sale programs, including investor relationships, due diligence, transaction execution, and contract negotiations.

• Develop and maintain corporate cash forecasts, liquidity models, and short- and long-term funding plans.

• Integrate financial system data and business forecasts to improve visibility into cash sources and uses.

• Conduct cash flow modeling, portfolio analysis, funding cost evaluations, scenario analysis, and liquidity stress testing.

• Monitor liquidity and identify opportunities to optimize cash management, funding mix, and capital efficiency.

• Support interest rate risk management and hedging activities in collaboration with internal and external stakeholders.

• Maintain relationships and coordinate financing activities with lenders, investors, rating agencies, trustees, banks, legal counsel, and internal teams.

• Identify emerging funding, liquidity, and capital risks, and communicate recommendations to senior leadership.

• Enhance financial models, automate recurring reports, and strengthen controls, documentation, and operational processes.

• Evaluate tools and process improvements that increase Treasury and Capital Markets efficiency, transparency, and scalability.

• Explore practical applications of AI and automation to improve forecasting, analysis, reporting, documentation, and decision-making.

Requirements:

• 6+ years of experience in capital markets, treasury, structured finance, investment banking, corporate finance, or a related financial services field.

• Experience with securitizations, warehouse financing, whole loan sales, liquidity management, or other structured funding activities.

• Strong financial modeling, cash flow forecasting, and analytical capabilities.

• Experience managing borrowing bases, covenant compliance, collateral eligibility, or lender reporting.

• Solid understanding of liquidity management, funding structures, capital planning, and financing economics.

• Experience working with large datasets and translating financial information into actionable business insights.

• Advanced Excel skills and strong presentation capabilities.

• Excellent written and verbal communication skills, including the ability to work effectively with senior leaders and external financing partners.

• Strong organizational and project management skills, with the ability to manage multiple priorities independently.

• Sound problem-solving skills, attention to detail, and the ability to perform effectively in a fast-paced environment.

• Experience in consumer lending, fintech, banking, specialty finance, or asset-backed lending is preferred.

• Familiarity with asset-backed securitizations, structured finance transactions, whole loan sale programs, or investor relationship management is an advantage.

• Experience with interest rate hedging, liquidity stress testing, or cash management optimization is a plus.

• Knowledge of SQL, Python, or similar tools for financial analysis, automation, or data querying is desirable.

• Experience working with rating agencies, trustees, banks, or institutional investors is beneficial.

• A bachelor's degree in Finance, Accounting, Economics, Business, or a related field is preferred.

• An MBA, CFA, CPA, or other relevant advanced credential is a plus.

• Familiarity with AI-enabled tools and their application to analysis, forecasting, reporting, or productivity is desirable.

• An open, curious mindset toward emerging technologies, with the judgment to combine AI capabilities and human decision-making.

Benefits:

• Annual base salary range of $112,500–$180,000, depending on work location, relevant skills, experience, education, and training.

• Medical, dental, and vision insurance.

• 401(k) retirement plan with company matching contributions.

• Flexible paid time off.

• Parental leave.

• Company-paid life and disability insurance.

• Competitive compensation and benefits designed to support physical, financial, and professional well-being.

• Benefit eligibility and plan details may vary by location and employment status.