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Foster City, California, United States
Hybrid
About Us
Visa is a world leader in payments technology, facilitating transactions between consumers, merchants, financial institutions and government entities across more than 200 countries and territories, dedicated to uplifting everyone, everywhere by being the best way to pay and be paid.
At Visa, you'll have the opportunity to create impact at scale — tackling meaningful challenges, growing your skills and seeing your contributions impact lives around the world.
Join Visa and do work that matters – to you, to your community, and to the world. Progress starts with you.
Job Description
Visa’s Technology Organization is a community of problem solvers and innovators reshaping the future of commerce. We operate the world’s most sophisticated processing networks capable of handling more than 65k secure transactions a second across 80M merchants, 15k Financial Institutions, and billions of everyday people. While working with us you’ll get to work on complex distributed systems and solve massive scale problems centered on new payment flows, business and data solutions, cyber security, and B2C platforms.
The Opportunity:
We are looking for Versatile, curious, and energetic Software Engineers who embrace solving complex challenges on a global scale. As a Visa Software Engineer, you will be an integral part of a multi-functional development team inventing, designing, building, and testing software products that reach a truly global customer base. While building components of powerful payment technology, you will get to see your efforts shaping the digital future of monetary transactions.
The Work itself:
Build and maintain AI-powered platforms, tools, and services that solve engineering productivity and customer challenges
Implement solutions leveraging agentic AI, LLMs, and machine learning to automate workflows and improve software quality
Create APIs, integrations, and platform capabilities that enable AI features across CMS products
Develop scalable services that integrate AI into commercial payment and money movement systems for B2B, B2C, P2P, and G2C use cases
Collaborate with engineering teams to identify opportunities for AI integration and drive adoption
Participate in experimentation with new AI technologies and contribute to technical standards
Work on both internal engineering tools and customer-facing AI features
Essential Functions:
Works with product owners to gather and refine requirements across CMS products, considering existing tools and solutions
Develops and designs moderately advanced solutions that are robust, scalable, and integrate AI capabilities with Visa's technical ecosystem
Provides domain expertise on AI/ML technologies and their application to engineering and customer problems
Plays a significant role in the development and delivery of new features within products from end-to-end
Contributes to technical decision-making for AI adoption and standards
The Skills You Bring:
**We do not expect that any single candidate would fulfill all of these characteristics. For instance, we have exciting team members who are really focused on building scalable systems but didn’t work with payments technology or web applications before joining Visa.
This is a hybrid position. Hybrid employees can alternate time between both remote and office. Employees in hybrid roles are expected to work from the office 2-3 set days a week (determined by leadership/site), with a general guidepost of being in the office 50% or more of the time based on business needs.

Visa requires at least 3 days in office, expectations of these days will be confirmed by your Hiring Manager.Qualifications
Basic Qualifications • 5 or more years of relevant work experience with a Bachelors Degree or at least 2 years of work experience with an Advanced degree (e.g. Masters, MBA, JD, MD) or 0 years of work experience with a PhD Preferred Qualifications • Experience with AI frameworks, LLMs, or generative AI (Claude, GPT, LangChain, etc.) • Knowledge of AI-powered development tools or building AI-enabled applications • Experience applying AI to engineering challenges or customer-facing features • Understanding of commercial payments, money movement, B2B payables, or payment processing • Experience with cloud platforms, microservices, and containerization (Docker, Kubernetes) • Knowledge of API design, integration patterns, and distributed systems • Familiarity with observability, monitoring, or DevOps practicesU.S. Applicants Only
The estimated salary range for this position is $146,200.00 to $ 233,700.00 USD per year, which may include potential sales incentive payments (if applicable). Salary may vary depending on job-related factors which may include knowledge, skills, experience, and location. In addition, this position may be eligible for bonus and equity.Visa has a comprehensive benefits package for which this position may be eligible that includes Medical, Dental, Vision, 401(k), FSA/HSA, Life Insurance, Paid Time Off, and Wellness Program.Work Hours
Varies upon the needs of the department.
Travel Requirements
This position requires travel 5-10% of the time.
Mental/Physical Requirements
This position will be performed in an office setting. The position will require the incumbent to sit and stand at a desk, communicate in person and by telephone, frequently operate standard office equipment, such as telephones and computers.
Visa is an EEO Employer
Qualified applicants will receive consideration for employment without regard to race, color religion, sex, national origin, sexual orientation, gender identity, disability or protect veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with the EEOC guidelines and applicable local law.