Candescent is a forward-thinking technology company transforming how financial institutions deliver Intelligent Banking experiences. We unite digital banking, account opening, and branch solutions that power and connect digital banking, account opening, and branch solutions—creating seamless engagement across digital, remote, and in-person channels.
Our Experience-Led, Intelligence-Driven approach combines human-centered design with data, automation, and cloud-based innovation. Built on an API-first architecture, our extensible ecosystem enables institutions to adapt quickly, integrate easily, and unlock new opportunities for growth—turning every customer interaction into a moment of clarity, confidence, and connection.
PRODUCT OWNER
Position Summary
We are seeking experienced Product Owners to help deliver on our product objectives and roadmaps. Product Owners are responsible for delivering product outcomes and functionality that meet customer and user needs. They translate product vision and insights into prioritized features and user stories, developed by their agile team of 8–10 members.
This role collaborates with Candescent clients and Product Managers to identify and prioritize requirements for enhancements to the Banking Platform. Product Owners also work with the Product Advisory Council, participating in user group discussions and presenting both strategic and tactical functionality. Additional responsibilities include release planning, product roadmap maintenance, and backlog grooming for assigned Candescent Banking Services initiatives.
Product Mission
Our mission is to empower financial institutions through a unified data ecosystem that transforms raw information into actionable insights. Our platform delivers secure, scalable, and meaningful analytics that enhance decision-making, drive innovation, and accelerate digital transformation across all business units and customer segments.
Product Vision
Our vision is to build a modern data foundation that powers intelligent, ethical innovation across all Candescent products. We create centers of excellence to govern data, ethics, and compliance, and accelerate progress through a unified data platform that ensures consistent, high-quality, and continuously refreshed data and metadata across the ecosystem.
Key Areas of Responsibility
- Lead efforts to define specific functions, integration requirements, user experiences, and deployment strategies for delivery to both the company and market
- Develop, shape, and refine user stories, problem statements, and acceptance criteria to ensure efficient and effective team consumption
- Collaborate with the broader product organization to ensure integration across all Candescent Digital Banking Technology products
- Work closely with the development team to ensure that delivered products meet specified requirements and are delivered on time and within budget
- Drive understanding of the work to be completed by the development team, supporting effective sprint sequencing and incremental delivery
- Participate actively in scrum ceremonies such as sprint planning, reviews, retrospectives, daily stand-ups, and demos
- Maintain functional quality by setting and evaluating expectations and acceptance criteria
- Present and train internal customers on new platform features and services released in each version
- Prepare explanatory documentation for customers on existing and new platform functionality
- Document business requirements using the company's software development tools and methodology
Product P&L and Pricing
- Collaborate with the Product Manager to manage product profitability and performance, ensuring alignment with short- and long-term product objectives and roadmaps
Product Strategy, Vision, and Planning
- Gather customer and user needs, along with market research, to inform the product vision and strategy created by the Product Manager
- Use the product vision and insights to define product features and prioritize the team’s backlog
Customer Experience Research, Insights, and Execution
- Demonstrate a deep understanding of customers and users through the development of insights, including personas, journey maps, and product charters
Product Design and Development
- Participate in PI (Program Increment) planning to prioritize the roadmap and inform team backlogs
- Write and prioritize user stories based on business needs, user requirements, and technical feasibility
- Continuously refine the product backlog by analyzing value versus effort
- Define acceptance criteria and validate that features and stories meet user quality standards
- Drive product development in collaboration with cross-functional teams and engage stakeholders (e.g., PMs, other POs, functions) to manage dependencies and resolve issues
Qualifications
- Bachelor’s degree in computer science, data science, or a related field, or equivalent work experience
- 5+ years of experience in the finance industry, preferably with large-scale digital, online, or mobile banking applications for consumers or small businesses
- Strong understanding of complex business and technical problems
- Proven experience delivering software products through the definition, design, and release cycle
- Experience with Agile/Scrum methodologies throughout the software development lifecycle
- Familiarity with industry standards such as PCI, WCAG, and FFIEC
- Strong leadership, project management, time management, and problem-solving skills
- Excellent verbal and written communication skills
- Deep understanding of user and business needs to create and prioritize user stories that deliver value
- Ability to prioritize based on business value, user impact, and technical feasibility
Product Specific Qualifications / Skillsets
- Strong experience with databases, data lake and data warehousing systems
- Strong knowledge of data governance standards and processes
- Hands-on experience of SQL, ETL, data flow, and DB schema design
- Experience with modern data platforms and data solutions (e.g. Databricks, Snowflake, BigQuery) on clouds (e.g. AWS, GCP)
- Ability to have in-depth technical discussions with engineering teams on end-2-end data flow, schema design, solution, scalability, performance, reliability, and security
- Solid understanding of data analysis with statistical methods or AI/ML
- Experience with data visualization tools like Looker, Tableau, QuickSight, or Tableau for building and communicating insights
- Experience taking data products from inception to launch in the fintech, banking, payments, or financial services area is a big plus
Statement to Third Party Agencies
To ALL recruitment agencies: Candescent only accepts resumes from agencies on the preferred supplier list. Please do not forward resumes to our applicant tracking system, Candescent employees, or any Candescent facility. Candescent is not responsible for any fees or charges associated with unsolicited resumes.
