About Us 

We’re not like other insurance companies. From our specialty products to our business model, our culture to our results — we’re different. Different is who we are, and how we work, interact, deliver and succeed together. Creating a different and better insurance experience doesn’t just happen. It takes focus and a shared passion for going beyond the expected to forge relationships and deliver care that makes a difference. This approach rises from and is supported by our talented, ethical and smart team of employee owners united around a single purpose: to work alongside our customers and partners when they need us, in unexpected ways, with exceptional results. Apply today to make a difference with us. 

RLI is a Glassdoor Best Places to Work company with a strong, successful background. For decades, our financial track record has been stellar — a testament to our culture and validation of our reputation as an excellent underwriting company.

Position Purpose

Under general oversight, underwrite and manage a profitable Inland Marine book of business, with a primary focus on construction-related mobile property and specialized inland marine risks. Evaluate complex new and renewal business, apply sound underwriting judgment, and build lasting relationships with agency partners to drive profitable growth.

This individual contributor role offers significant underwriting autonomy and market visibility while partnering closely with agents and brokers to develop business within RLI's Inland Marine appetite. Success in this role requires strong technical underwriting expertise, relationship management skills, and the ability to identify profitable opportunities in a competitive marketplace.
 

Principal Duties & Responsibilities

• Analyze, evaluate, accept, decline, rate, quote, and bind complex new and renewal Inland Marine submissions within assigned underwriting authority.

• Underwrite a broad portfolio of Inland Marine risks, including Builder's Risk, Installation Floaters, Contractor's Equipment, Property in Transit, Mobile Property, and other specialized inland marine exposures.

• Evaluate account exposures, loss history, construction operations, pricing models, catastrophe exposure, and profitability to make sound underwriting decisions.

• Develop and execute a territory marketing strategy that strengthens agency relationships and grows a profitable book of Inland Marine business.

• Serve as a trusted underwriting partner for agents and brokers by providing responsive service, technical expertise, and creative underwriting solutions within company guidelines.

• Monitor portfolio performance and identify trends impacting profitability, rate adequacy, and risk selection.

• Maintain complete underwriting documentation and ensure compliance with underwriting guidelines and authority levels.

• Collaborate with underwriting leadership on product initiatives, agency development, and underwriting strategies.

• Assist with special projects and perform other duties as assigned.

Education & Experience

• Typically requires a bachelor's degree in insurance, finance, risk management, business, or a related field. 

• Minimum of 7 years of commercial property and casualty underwriting experience, including 3+ years of Inland Marine underwriting experience. 

• Experience underwriting construction-related Inland Marine products such as Builder's Risk, Installation Floaters, Contractor's Equipment, or related specialized property risks preferred. 

• Experience developing agency relationships and managing a profitable book of business. 

• Equivalent combination of education and experience will be considered. 

Knowledge, Skills, & Competencies

• Demonstrates advanced underwriting judgment and decision-making for complex Inland Marine risks. 

• Thorough understanding of Inland Marine products, construction-related property exposures, coverage analysis, pricing methodologies, and risk selection. 

• Ability to independently manage a profitable book of business while balancing growth and underwriting discipline. 

• Strong analytical skills with the ability to evaluate loss trends, catastrophe exposure, and account profitability. 

• Ability to develop and maintain strong relationships with independent agents and brokers through consistent communication and market presence. 

• Excellent negotiation, communication, and relationship management skills. 

• Demonstrates initiative, accountability, and sound business judgment while working independently. 

• Maintains organized underwriting files and clear documentation supporting underwriting decisions. 

• Ability to prioritize multiple opportunities while effectively managing a territory and agency relationships. 

• Commitment to continuous learning and staying informed on Inland Marine market trends and emerging risks.

Compensation Overview

The base salary range for the position is listed below. Please note that the base salary is only one component of our robust total rewards package at RLI. The salary offered will take into account a number of factors including, but not limited to, geographic location, experience, scope & responsibilities of the role, qualifications/credentials, talent availability & specialization, as well as business needs. The below range may be modified in the future.

Base Pay Range

$113,358.00 - $165,220.00

Total Rewards

At RLI, we're all owners. We hire the best and the brightest employees and allow them to share in the company's success through our Total Rewards. With the Employee Stock Ownership plan at its core, the Total Rewards program includes all compensation, benefits and perks that come with being an RLI employee.

Financial Incentives

• Annual bonus plans

• Employee stock ownership plan (ESOP)

• 401(k) — automatic 3% company contribution

• Annual 401k and ESOP profit-sharing contributions (Up to 15% of eligible earnings)

Work & Life

• Paid time off (PTO) and holidays

• Paid volunteer time off (VTO) to support our communities

• Parental and family care leave

• Flexible & hybrid work arrangements

• Fitness center discounts and free virtual fitness platform

• Employee assistance program

Health & Wellness

• Comprehensive medical, dental and vision benefits

• Flexible spending and health savings accounts

• 2x base salary for group life and AD&D insurance

• Voluntary life, critical illness, & accident insurance for purchase

• Short-term and long-term disability benefits

Personal & Professional Growth

RLI encourages its employees to pursue professional development work in insurance and job-related areas. We make a commitment to employees to provide educational opportunities that help them enhance their skills and further their career advancement. RLI fosters a true learning culture and encourages professional growth through insurance courses, in-house training and other educational programs. RLI covers the cost for most programs and employees typically earn a bonus upon successful completion of approved courses and certifications. Our personal and professional growth benefits include:

• Training & certification opportunities

• Tuition reimbursement

• Education bonuses

Diversity & Inclusion

Our goal is to attract, develop and retain the best employee talent from diverse backgrounds while promoting an environment where all viewpoints are valued and individuals feel respected, are treated fairly, and have an opportunity to excel in their chosen careers. We actively support, and participate in, initiatives led by the American Property Casualty Insurance Association that aim to increase diversity in the insurance industry. Cultivating an exceptional and diverse workforce to deliver excellent customer service reinforces our culture and is a key to achieving superior business results.

RLI is an equal opportunity employer and does not discriminate in hiring or employment on the basis of race, color, religion, national origin, citizenship, gender, marital status, sexual orientation, age, disability, veteran status, or any other characteristic protected by federal, state, or local law.