Treasury Associate

Do you want your voice heard and your actions to count?

Discover your opportunity with Mitsubishi UFJ Financial Group (MUFG), one of the world’s leading financial groups. Across the globe, we’re 150,000 colleagues, striving to make a difference for every client, organization, and community we serve. We stand for our values, building long-term relationships, serving society, and fostering shared and sustainable growth for a better world.

With a vision to be the world’s most trusted financial group, it’s part of our culture to put people first, listen to new and diverse ideas and collaborate toward greater innovation, speed and agility. This means investing in talent, technologies, and tools that empower you to own your career.

Join MUFG, where being inspired is expected and making a meaningful impact is rewarded.

The selected colleague will work at an MUFG office or client sites four days per week and work remotely one day. A member of our recruitment team will provide more details.

Treasury Associate

Position Summary 
The Treasury Associate supports the Vice President, Treasury Relationship Manager in originating, structuring, and executing treasury management opportunities for U.S. middle market companies. The role provides analytical, sales, proposal, pipeline, implementation, and client-service support across the full treasury sales cycle. Working closely with SGMM relationship teams and product partners, the associate helps prepare client insights, coordinate internal resources, develop solutions and presentations, maintain accurate opportunity data, and deliver a consistent client experience. This position offers broad exposure to treasury products, client strategy, and complex corporate banking relationships while building the skills required for increased client-facing responsibility.

Key Responsibilities

Sales & Pipeline Support 
• Support territory and account planning by compiling client, industry, revenue, deposit, product use, and opportunity data. 
• Maintain accurate pipeline, calling, activity, revenue, and forecasting information in applicable sales-management systems. 
• Prepare call plans, client profiles, meeting materials, pricing summaries, and follow-up items for prospect and client discussions. 
• Coordinate proposal development, responses to requests for proposal, presentation production, and required internal approvals. 
• Track deal milestones, outstanding deliverables, and next steps to help maintain momentum across active opportunities.

Client & Relationship Team Support 
• Partner with the Treasury Relationship Manager and SGMM relationship teams to execute coordinated client coverage plans. 
• Research client operating models, cash flows, banking structures, payment and collection activity, liquidity priorities, and relevant industry trends. 
• Participate in client meetings, document needs and decisions, and coordinate timely follow-up with internal and external stakeholders. 
• Develop product knowledge and gradually assume responsibility for defined client discussions, portfolio reviews, and straightforward treasury opportunities under the direction of the Treasury Relationship Manager.

Solution Analysis & Deal Execution 
• Assist in designing integrated solutions across payables, receivables, liquidity, information reporting, commercial cards, merchant services, fraud prevention, and digital channels. 
• Prepare pricing analyses, relationship-profitability inputs, fee schedules, product comparisons, and exception-request documentation. 
• Draft proposals and presentations that clearly describe client needs, recommended solutions, implementation considerations, and expected value. 
• Coordinate product, implementation, service, legal, compliance, operations, and technology partners to obtain information, approvals, and issue resolution.

Risk, Implementation & Client Experience 
• Complete work in accordance with applicable laws, regulations, internal policies, sanctions requirements, anti-money-laundering standards, and risk controls. 
• Help identify and escalate operational, fraud, compliance, documentation, and execution risks to the appropriate partners. 
• Prepare complete implementation handoff materials, coordinate onboarding activities, monitor progress, and escalate obstacles that could affect delivery. 
• Support post-implementation follow-up, product adoption reviews, service coordination, and documentation of additional client needs.

Portfolio Analytics & Market Support 
• Produce recurring portfolio reports covering revenue, deposit balances, product penetration, client activity, implementation status, and retention indicators. 
• Analyze portfolio data to identify relationship-deepening, cross-sell, retention, and service opportunities for review with the Treasury Relationship Manager. 
• Stay current on treasury trends, payment modernization, digital capabilities, fraud risks, and competitor offerings relevant to middle market clients.

Required Qualifications 
• Bachelor’s degree in business, finance, accounting, economics, or a related field, or equivalent professional experience. 
• Typically 2+ years of experience in treasury management, commercial banking, corporate banking, financial analysis, sales support, client service, or a related financial-services role. 
• Working knowledge of cash management, payments, receivables, liquidity, fraud prevention, information reporting, or digital banking solutions. 
• Strong analytical skills, attention to detail, and ability to organize multiple priorities and deadlines. 
• Proficiency with Microsoft Excel, PowerPoint, Word, and customer relationship management or sales-tracking tools.

Skills & Competencies 
• Analytical thinking and financial acumen 
• Clear written and verbal communication 
• Client focus and professional presence 
• Project coordination and disciplined follow-through 
• High attention to detail and data accuracy 
• Sound judgment, curiosity, and willingness to learn 
• Ability to collaborate across functions, geographies, and time zones

Preferred Experience 
• Experience supporting treasury sales, relationship management, product, implementation, or client-service teams. 
• Familiarity with middle market companies, global treasury structures, multicurrency flows, or cash concentration. 
• Exposure to treasury pricing, profitability analysis, credit and deposit dynamics, or cross-sell strategies. 
• Experience with treasury technology, enterprise resource planning systems, host-to-host connectivity, application programming interfaces, or data-reporting tools. 

The typical base pay range for this role is between $83K-$99K depending on job-related knowledge, skills, experience and location. This role may also be eligible for certain discretionary performance-based bonus and/or incentive compensation. Additionally, our Total Rewards program provides colleagues with a competitive benefits package (in accordance with the eligibility requirements and respective terms of each) that includes comprehensive health and wellness benefits, retirement plans, educational assistance and training programs, income replacement for qualified employees with disabilities, paid maternity and parental bonding leave, and paid vacation, sick days, and holidays. For more information on our Total Rewards package, please click the link below.

MUFG Benefits Summary

We will consider for employment all qualified applicants, including those with criminal histories, in a manner consistent with the requirements of applicable state and local laws (including (i) the San Francisco Fair Chance Ordinance, (ii) the City of Los Angeles’ Fair Chance Initiative for Hiring Ordinance, (iii) the Los Angeles County Fair Chance Ordinance, and (iv) the California Fair Chance Act) to the extent that (a) an applicant is not subject to a statutory disqualification pursuant to Section 3(a)(39) of the Securities and Exchange Act of 1934 or Section 8a(2) or 8a(3) of the Commodity Exchange Act, and (b) they do not conflict with the background screening requirements of the Financial Industry Regulatory Authority (FINRA) and the National Futures Association (NFA). The major responsibilities listed above are the material job duties of this role for which the Company reasonably believes that criminal history may have a direct, adverse and negative relationship potentially resulting in the withdrawal of conditional offer of employment, if any.

The above statements are intended to describe the general nature and level of work being performed. They are not intended to be construed as an exhaustive list of all responsibilities duties and skills required of personnel so classified.

We are proud to be an Equal Opportunity Employer and committed to leveraging the diverse backgrounds, perspectives and experience of our workforce to create opportunities for our colleagues and our business. We do not discriminate on the basis of race, color, national origin, religion, gender expression, gender identity, sex, age, ancestry, marital status, protected veteran and military status, disability, medical condition, sexual orientation, genetic information, or any other status of an individual or that individual’s associates or relatives that is protected under applicable federal, state, or local law.