_Location: In-office, 6 days per week_
_Compensation: £50,000–£80,000 + equity_
### **About the Role**
We're hiring an **Underwriter** to own risk selection and pricing decisions across our book. You'll bring sharp judgment, deep technical knowledge, and the commercial instincts to balance growth with profitability. This is a hands-on role with real ownership in a fast-moving insurance business.
### **What You'll Do**
• Assess, price, and bind risks in line with underwriting guidelines and appetite.
• Review submissions, analyze exposures, and make clear accept/decline/refer decisions.
• Draft, review, and refine policy wordings, endorsements, and coverage terms.
• Work closely with brokers and distribution partners to structure deals.
• Feed insights back into pricing models, guidelines, and product development.
• Monitor performance of bound business and flag emerging trends.
### **What We're Looking For**
• 2–3+ years of underwriting experience at a traditional carrier, MGA, or Lloyd's syndicate.
• Strong technical grounding in pricing, risk selection, and policy wording.
• Exposure to multiple product lines rather than a single narrow specialism.
• Comfortable interpreting actuarial outputs and applying them commercially.
• Excellent judgment under uncertainty and willingness to own decisions.
• Willing and able to work from our office six days per week.
### **Bonus Points**
• Portfolio underwriter background: experience underwriting at the portfolio level rather than purely case-by-case.
• Demonstrated experience across multiple product lines (e.g. property, casualty, financial lines, specialty).
• CII qualifications or progress toward ACII.
• Experience working with delegated authority arrangements or building underwriting guidelines from scratch.
### **Compensation & Benefits**
• Base salary of £50,000–£80,000, depending on experience.
• Equity options.
• Direct ownership of a critical function in a high-growth insurance business.
Visa sponsorship is not available for this role.
