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Mobile, Alabama, United States
Onsite
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Regular or Temporary:
RegularLanguage Fluency: English (Required)
Work Shift:
1st Shift (United States of America)Please review the following job description:
The Lead Underwriter is responsible for leading underwriting operations within a specialized segment, driving profitability through strategic risk selection and portfolio management. This role provides leadership and oversight to underwriting teams while ensuring adherence to company standards and regulatory requirements. The core function of this role centers on balancing underwriting authority with leadership accountability, including setting underwriting strategy, managing portfolio performance, and supporting business growth.KEY RESPONSIBILITIES
Following is a summary of the essential functions for this job. Other duties may be performed, both major and minor, which are not mentioned below. Specific activities may change from time to time.
Lead underwriting strategy and decision-making for complex risks, including evaluating, approving, and guiding risk selection and coverage structure
Manage and oversee underwriting operations, ensuring adherence to carrier guidelines, company policies, and regulatory requirements
Monitor portfolio performance and adjust underwriting practices to achieve profitability, growth, and risk management objectives
Provide leadership, direction, and oversight to underwriting teams to ensure consistent execution, quality, and performance outcomes
Serve as an escalation point for complex underwriting issues, providing expertise and resolution for challenging risk scenarios
Develop and maintain strong relationships with brokers, agents, and market partners to support growth and strategic initiatives
Coach, mentor, and develop underwriting staff to enhance technical expertise and support career progression
Evaluate market trends, competitor activity, and data insights to inform pricing, product development, and underwriting strategy
EDUCATION AND EXPERIENCE
The requirements listed below are representative of the knowledge, skill and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
Bachelor’s degree in Business, Finance, Insurance, or a related field preferred
Extensive experience within underwriting, including commercial or specialty lines
Proven leadership experience managing underwriting teams and driving performance outcomes
Demonstrated success in achieving profitability and growth objectives through underwriting strategy and portfolio management
CERTIFICATIONS, LICENSES, REGISTRATIONS
Relevant certifications such as CPCU or equivalent professional designations preferred. Appropriate state-specific insurance licenses required based on role responsibilities.
FUNCTIONAL SKILLS
Advanced expertise in underwriting, risk selection, and portfolio management
Strong leadership and people management capabilities across underwriting teams
Financial acumen, including ability to analyze portfolio performance and profitability drivers
Strategic thinking and ability to translate market insights into underwriting action
Strong negotiation and relationship management skills with brokers and market partners
Proficiency in underwriting systems, tools, and data analytics to support decision-making
General Description of Available Benefits for Eligible Employees of CRC Group: At CRC Group, we're committed to supporting every aspect of teammates' well-being – physical, emotional, financial, social, and professional. Our best-in-class benefits program is designed to care for the whole you, offering a wide range of coverage and support. Eligible full-time teammates enjoy access to medical, dental, vision, life, disability, and AD&D insurance; tax-advantaged savings accounts; and a 401(k) plan with company match. CRC Group also offers generous paid time off programs, including company holidays, vacation and sick days, new parent leave, and more. Eligible positions may also qualify for restricted stock units and/or a deferred compensation plan.
CRC Group supports a diverse workforce and is an Equal Opportunity Employer that does not discriminate against individuals on the basis of race, gender, color, religion, citizenship or national origin, age, sexual orientation, gender identity, disability, veteran status or other classification protected by law. CRC Group is a Drug Free Workplace.
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