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Rio de Janeiro, Rio de Janeiro, Brasil
Remote only
What is Cobre, and what do we do?
Cobre is Latin America’s leading instant b2b payments platform. We solve the region’s most complex money movement challenges by building advanced financial infrastructure that enables companies to move money faster, safer, and more efficiently.
We enable instant business payments—local or international, direct or via API—all from a single platform.
Built for fintechs, PSPs, banks, and finance teams that demand speed, control, and efficiency. From real-time payments to automated treasury, we turn complex financial processes into simple experiences.
Cobre is the first platform in Colombia to enable companies to pay both banked and unbanked beneficiaries within the same payment cycle and through a single interface.
We are building the enterprise payments infrastructure of Latin America!
What we are looking for:
We're looking for a Product Manager to own the Liquidity Management Product—the team building Cobre's Liquidity Intelligence Platform, a real-time system that tells the business exactly how much cash it has, where, and what to do about it.
This isn't a traditional PM role where you write specs and hand them off. You'll define product strategy, own the roadmap, get close enough to the quantitative model behind the flagship engine to challenge it, and work shoulder-to-shoulder with engineers and data scientists to ship.
The squad operates with a clear philosophy: build the industry's leading-edge real-time liquidity management system—one that enables exponential scaling of payment volumes through industry-leading liquidity efficiency, starting with a real-time monitoring and decisioning engine and building toward autonomous execution.
What You'll Own:
Liquidity Intelligence & Forecasting
The flagship. You'll own building a continuous, real-time monitoring and decisioning engine that watches every account and rail, forecasts cash coming in and going out, and recommends funding moves ahead of need—weighing cost and risk to find the most efficient option.
Impact: This is the platform's flagship differentiator—real-time, network-driven liquidity management built to scale with Cobre's payment volumes and set the industry benchmark for liquidity efficiency.
Cash Visibility & Execution Infrastructure
One live view of Cobre's entire cash position—fiat (COP, MXN, USD) and stablecoins (USDT/USDC) together, across every bank and rail—feeding both internal executive decision-making and autonomous liquidity positioning. You'll build the system for every balance flowing into the bank account inventory and signatory tracking as the account universe grows, expanding direct API coverage across banking partners.
Impact: Real-time, trustworthy cash data is the foundation the forecasting and decisioning engine runs on—this is what makes the rest of the platform possible.
Liquidity Risk, FX Exposure & Governance
As the platform matures, you'll own visibility into Cobre's FX exposure by currency and legal entity, hedge coverage, and the true cost of moving money through each currency corridor; detecting trapped cash sitting idle in low-velocity pools and accounts; scenario planning that stress-tests the liquidity plan against demand spikes and manual what-if decisions; and the audit trail and override logging that makes the engine's recommendations explainable as it takes on more autonomy.
Impact: This is what lets Cobre scale liquidity management without scaling headcount linearly, and trust the system enough to let it act on its own.
What would you be doing:
What do you need:
3+ years in fintech/payments/banking product management, treasury or liquidity risk, data science, or engineering
Product & Technical Acumen
Stakeholder Management
Nice to Have
