Transaction Monitoring Associate

Huron is a global consultancy that collaborates with clients to drive strategic growth, ignite innovation and navigate constant change. Through a combination of strategy, expertise and creativity, we help clients accelerate operational, digital and cultural transformation, enabling the change they need to own their future. 

You'll help banks, asset management and insurance organizations own their future by helping them to transform and create new business models to meet changing customer needs and drive sustainability.

Join our team as the expert you are now and create your future.

Huron is building a Talent Pool of Financial Crime specialists to support future projects within our expanding Belfast-based delivery centre. By joining our Talent Pool, you’ll be first in line when new projects go live, enabling faster interview cycles and earlier access to consulting opportunities within Huron’s growing Financial Crimes capability.

If you want to be part of a high-performing team delivering impactful compliance and regulatory work for global clients—and prefer to engage ahead of live requisitions—applying for this role is an ideal entry point.

Your Role: Transaction Monitoring Alert Analyst

As a member of our Belfast-based Financial Crime (Transaction Monitoring) Talent Pool, you will support client projects focused on Level 1 and Level 2 (L1 & L2) Transaction Monitoring alerts and investigations. You will be aligned to projects conducting in‑depth investigation and disposition of potentially high‑risk or complex alerts, including international money movements, correspondent banking activity, and higher‑risk customer segments. You will exercise judgement, perform enhanced analysis, prepare investigative narratives, and escalate complex or material risks in line with regulatory and client expectations. The role requires sound judgement, strong investigative writing, and a solid working knowledge of UK AML/CTF legislation, including the preparation and submission of Suspicious Activity Reports (SARs), Defence Against Money Laundering (DAML) requests, and Defence Against Terrorist Financing (DATF) requests to the National Crime Agency (NCA). While the scope of each project may be different, your duties & responsibilities may include:

- Conduct investigations in potentially high-risk and/or complex activity involving international money movements (e.g., wires, correspondent banking, nested account, trade finance, high-net worth individual transactions, politically exposed persons, and potential sanctions evasion).

- Manage investigation/case workbench and productivity to ensure adherence to SLAs and suspicious activity filing/reporting requirements.

- Conducting thorough reviews of transactional histories for flagged accounts, taking appropriate actions.

- Identify cases requiring consent prior to processing, and prepare and progress DAML/DATF submissions to the NCA, managing the associated notice and moratorium periods and tipping-off considerations.

- Notify supervisor and/or project leadership of significant or complex cases or escalations.

- Raise notable or thematic patterns, typologies, and risks to project leadership to better inform and potentially enhance monitoring coverage and/or rules.

- As required, perform deeper analysis into transactions, customers, related account owners and/or businesses, ownership structure, and ultimate beneficial owners, to determine the legitimacy of reviewed activity.

- Prepare investigation results, document evidence, capture appropriate documentation, and draft clear narratives to support rationale for case closure or suspicious activity/transaction reporting (SAR/STR). Prepare SAR/STR recommendation narratives, as appropriate.

- Actively participate in team meetings to surface and share thematic red flags, emerging typologies and risks, potential process improvements/streamlining to enhance operations and outcomes.

- Collaborate with, share knowledge and expertise, and assist peers and managers with ensuring production expectations at the individual, team, and project level are met and maintained.

- Be receptive to manager/project oversight/client feedback, take accountability and implement corrective actions to ensure quality expectations are met.

- Provide subject matter expertise on correspondent banking typologies. 

The Profile We're Looking For: An Experienced Transaction Monitoring Analyst/Investigator

We are looking for candidates who combine a strong investigative capability with sound judgement and the ability to manage complex financial crime risks. Required background includes:

• Strong educational background – Degree in Finance, Business, Economics, Forensic Accounting, Criminal Justice, Legal or STEM subject a plus.
• Strong investigative skills and track record of conducting anti-money laundering and Transaction Monitoring crimes investigations involving potentially high-risk customers and activity, cross-border typologies, out-of-profile patterns, fraud, and other suspicious behaviours.

• Proven, hands-on experience preparing SARs and submitting DAML and DATF requests to the NCA — this is a core requirement of the role, not a nice-to-have.
• Experience reviewing AML system-generated alerts and scenarios and conducting holistic account/transaction analysis using internal systems and external commercial and open-source tools, spreadsheets, and charts/graphs. Experience with using data visualisation tools a plus.
• Strong written and verbal communications skills and the ability to write comprehensive narratives evidencing investigations results, outcomes, and recommendations.
• Experience working with banks, payment processors, and/or FinTechs either directly or working for a 3rd party providing consulting/outsourced services to these institutions.
• Experience drafting clear and concise summaries of alert review findings.
• Familiarity with transaction monitoring and case management systems (e.g., Oracle, Actimize, Verafin, etc.)
• Understanding of suspicious activity identification and reporting regulatory requirements in the U.S., UK, and/or EU (e.g., Bank Secrecy Act, MLR 2017, Proceeds of Crime Act, Anti-Money Laundering Directives, EU country level requirements, etc.)
• An ability to apply complex concepts across a variety of scenarios.
• Comfortable in a dynamic work environment with evolving priorities.
• Very strong attention to detail and capable of analytical thinking
• Experienced initiating escalations, comfortable discussing with high-level stakeholders.
• Excellent communication skills across all levels of seniority
• Strong interpersonal skills, with good relationship building and engagement skills.
• Proficiency in Microsoft Office suite, particularly Excel, Word and PowerPoint.

Equal Opportunity & Compliance

Huron is an equal opportunity employer. We are committed to creating an inclusive and diverse workplace. All employment decisions are made without regard to race, colour, religion, gender, sexual orientation, gender identity or expression, national origin, age, disability, or any other legally protected status.

In connection with your application, we will process your personal data in accordance with our privacy policy.

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Position Level

Associate

Country

United Kingdom