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As the leading bank in Asia, DBS Consumer Banking Group is in a unique position to help our customers realise their dreams and ambitions. As a market leader in the consumer banking business, DBS has a full spectrum of products and services, including deposits, investments, insurance, mortgages, credit cards and personal loans, to help our customers realise their dreams and aspirations at every life stage. Our financial solutions are not only the best in the business – they were made just right for you.
Job Purpose:
We are seeking a high-calibre Product Manager to shape and scale our Wealth Lending business across the wealth continuum. The role will focus on strengthening the CBG Treasures proposition and driving product growth, innovation, and execution across regional wealth lending markets, including Singapore, Taiwan, Hong Kong and Indonesia.
This newly established regional role is responsible for shaping and scaling the Wealth Lending franchise through product innovation, lending programme development, and commercialisation across markets. The role oversees the full product lifecycle and collaborates closely with Wealth, Credit, Risk, Finance, Operations, Platform, and Technology teams to deliver competitive, scalable solutions aligned with strategic business objectives.
Responsibilities:
Product Strategy & Development
Own the end-to-end product management of wealth lending solutions, including Lombard lending, securities-backed financing, and bespoke structured credit offerings.
Define and execute product strategy, value proposition, and multi-year roadmap for the wealth lending portfolio
Lead the design and establishment of lending programmes to support business growth across wealth segments
Identify market opportunities and develop new product features, propositions, and capabilities that enhance the wealth lending offering.
Partner with key stakeholders (eg. Product and Platform managers) to develop scalable product frameworks and operating models for wealth lending solutions
Product Commercialization & Business Enablement
Drive product awareness, adoption, and commercialization across markets through engagement with Relationship Managers, Investment Advisors, and Wealth teams
Act as the subject matter expert for wealth lending products and provide guidance on product capabilities, features, and value propositions.
Support product training, communication, and sales enablement initiatives to increase product penetration and usage.
Gather feedback from front-office teams and translate market needs into product enhancements and strategic priorities.
Product Governance & Stakeholder Management
Collaborate with Credit, Risk, Legal, Compliance, Operations, and Technology teams during the development and implementation of lending programmes.
Ensure product features, documentation, and processes remain aligned with regulatory requirements and internal policies.
Manage product-related approvals, reviews, and governance requirements throughout the product lifecycle.
Product Lifecycle Management
Manage the full product lifecycle from concept, design, launch, and ongoing enhancement through to repricing, repositioning, or retirement.
Monitor product performance, portfolio trends, utilization levels, and profitability metrics to identify optimization opportunities.
Drive continuous improvement of product processes, operating models, and supporting documentation.
Portfolio & Market Management
Track market trends, competitor developments, and emerging practices in wealth lending to maintain competitive positioning.
Support portfolio analytics, pricing reviews, and balance sheet optimization initiatives.
Lead regional initiatives to harmonize product offerings and ensure consistency across markets where appropriate.
Requirements:
Bachelor’s degree in Finance, Economics, Business, or a related discipline.
5+ years of experience in wealth lending, lending product management, or portfolio financing within banking, wealth management, or financial services.
Strong understanding of wealth lending products, including securities-backed financing, portfolio lending, Lombard lending, lending programme management, and collateral-based credit structures.
Experience in securities-backed lending, margin financing, share financing, bond financing, or other collateral-backed credit solutions would be advantageous.
Demonstrated experience in developing, launching, commercialising, and managing lending products and credit programmes, with a track record of driving portfolio growth, client adoption, revenue generation, and product innovation.
Proven ability to collaborate and influence stakeholders in a matrix environment, including Wealth, Credit, Risk, Operations, Finance, Technology, Platform, Legal, Compliance, and Project teams across multiple markets.
Strong analytical, commercial, and problem-solving skills, with experience in portfolio performance management, product strategy, pricing, business case development, and data-driven decision making.
Experience driving digital transformation, process automation, or platform modernisation initiatives within lending, wealth management, or credit businesses will be advantageous.
Working knowledge of Avaloq, Finacle, SpeciCred, digital lending platforms, and AI/Agentic AI applications will be an added advantage.
Apply Now
We offer a competitive salary and benefits package and the professional advantages of a dynamic environment that supports your development and recognises your achievements.
